HORIZON BANCORP INC /IN/
HBNCNasdaq
$20.30
↓ -1.3%Jul 17 close · end-of-day
Price
1Y↑ +34.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.0B
Enterprise Value
$781.2M
P/E
—
P/S
—
P/B
1.5
EV/EBITDA
—
PEG
—
FCF Yield
7.8%
Dividend Yield
3.1%
Revenue (TTM)
—
Net Income (TTM)
-$148.3M
Free Cash Flow (TTM)
$80.9M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
-21.2%
ROIC
—
Debt / Equity
—
Net Cash
$259.1M
Return 1Y
+32.6%
Company profile
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank. It provides commercial, residential real estate, mortgage warehouse, and consumer loans. It operates through a network of 78 full-service offices in northern and central Indiana and southern and central Michigan.
- CEO
- Craig M. Dwight
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 910
- Headquarters
- Indiana
- Website
- horizonbank.com
Management & directors
- Stewart John REVP - Chief Financial Officer
- Deruiter Kathie AExecutive Vice President
- Etzler Todd A.Executive Vice President & GC
- Kerber LynnEVP & CCBO
- Prame Thomas MChief Executive Officer
- Secor Mark EExecutive Vice President
Roles derived from SEC Form 4 filings.
Earnings
HBNC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.51↓ -5.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $68.5M | $87.1M | $93.4M | $28.0M | $35.4M | -$150.5M |
| Diluted EPS | $1.55 | $1.98 | $2.14 | $0.64 | $0.80 | -$3.24 |
| Operating cash flow | $78.9M | $106.3M | $94.4M | $88.9M | $6.4M | $79.2M |
| Free cash flow | $73.0M | $104.9M | $88.0M | $81.2M | $1.3M | $74.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $14.1M | $18.2M | -$10.9M | $23.9M | $20.6M | -$222.0M | $26.9M | $26.2M |
| Diluted EPS | $0.32 | $0.41 | -$0.25 | $0.54 | $0.47 | -$4.69 | $0.44 | $0.51 |
| Operating cash flow | $15.9M | $32.3M | -$48.4M | $15.2M | $19.5M | $10.9M | $33.6M | $20.8M |
| Free cash flow | $15.1M | $31.0M | -$50.2M | $14.1M | $18.1M | $9.4M | $32.6M | $20.7M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 16, 2026
Jul 15, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-02 | Maass Brian W | Award | 332 | $20.08 | $6,666.56 | filing |
| 2026-07-02 | Samuels Michele Annette | Award | 332 | $20.08 | $6,666.56 | filing |
| 2026-07-02 | Blackhurst Eric P. | Award | 322 | $20.08 | $6,465.76 | filing |
| 2026-05-26 | Stewart John R· EVP - Chief Financial Officer | Tax withholding | 8,649 | $18.50 | $160,006.50 | filing |
| 2026-05-20 | Stewart John R· EVP - Chief Financial Officer | Award | 19,897 | $0.00 | $0.00 | filing |
| 2026-04-28 | WALKER BRIAN C | Buy | 1,306 | $18.36 | $23,978.16 | filing |
| 2026-03-23 | Prame Thomas M· Chief Executive Officer | Tax withholding | 4,345 | $16.28 | $70,736.60 | filing |
| 2026-03-23 | SECOR MARK E· Executive Vice President | Tax withholding | 2,309 | $16.28 | $37,590.52 | filing |
| 2026-03-23 | Kerber Lynn· EVP & CCBO | Tax withholding | 1,869 | $16.28 | $30,427.32 | filing |
| 2026-03-23 | DeRuiter Kathie A· Executive Vice President | Tax withholding | 1,711 | $16.28 | $27,855.08 | filing |
| 2026-03-23 | Etzler Todd A.· Executive Vice President & GC | Tax withholding | 1,280 | $16.28 | $20,838.40 | filing |
| 2026-03-18 | Prame Thomas M· Chief Executive Officer | Tax withholding | 2,355 | $15.71 | $36,997.05 | filing |
| 2026-03-18 | Stewart John R· EVP - Chief Financial Officer | Tax withholding | 643 | $15.71 | $10,101.53 | filing |
| 2026-03-18 | Kerber Lynn· EVP & CCBO | Tax withholding | 450 | $15.71 | $7,069.50 | filing |
| 2026-03-18 | DeRuiter Kathie A· Executive Vice President | Tax withholding | 339 | $15.71 | $5,325.69 | filing |
| 2026-03-18 | Etzler Todd A.· Executive Vice President & GC | Tax withholding | 292 | $15.71 | $4,587.32 | filing |
| 2026-03-18 | SECOR MARK E· Executive Vice President | Tax withholding | 250 | $15.71 | $3,927.50 | filing |
| 2026-03-17 | Prame Thomas M· Chief Executive Officer | Award | 14,159 | $0.00 | $0.00 | filing |
| 2026-03-17 | DeRuiter Kathie A· Executive Vice President | Award | 3,604 | $0.00 | $0.00 | filing |
| 2026-03-17 | Stewart John R· EVP - Chief Financial Officer | Award | 6,714 | $0.00 | $0.00 | filing |
| 2026-03-17 | Etzler Todd A.· Executive Vice President & GC | Award | 3,020 | $0.00 | $0.00 | filing |
| 2026-03-17 | Kerber Lynn· EVP & CCBO | Award | 4,128 | $0.00 | $0.00 | filing |
| 2026-02-27 | Samuels Michele Annette | Award | 2,662 | $16.90 | $44,987.80 | filing |
| 2026-02-27 | Williams Vanessa Peterson | Award | 2,662 | $16.90 | $44,987.80 | filing |
| 2026-02-27 | WALKER BRIAN C | Award | 2,662 | $16.90 | $44,987.80 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.