GERMAN AMERICAN BANCORP, INC.
GABCNasdaq
$48.57
↓ -1.6%Jul 17 close · end-of-day
Price
1Y↑ +24.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.8B
Enterprise Value
$1.8B
P/E
13.3
P/S
3.6
P/B
1.6
EV/EBITDA
—
PEG
4.1
FCF Yield
8.4%
Dividend Yield
2.4%
Revenue (TTM)
$499.3M
Net Income (TTM)
$135.3M
Free Cash Flow (TTM)
$153.3M
Gross Margin
—
Operating Margin
—
Net Margin
27.1%
ROE
11.5%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+22.6%
Company profile
German American Bancorp, Inc. operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products.
- CEO
- D. Neil Dauby
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 870
- Headquarters
- Indiana
- Website
- germanamerican.com
Management & directors
- Beckwith Michael FEVP - CHIEF BANKING OFFICER
- Dauby D NeilCHAIRMAN & CEO
- Jackson Amy DEVP, CHIEF ADMINISTRATIVE OFFI
- Rust Bradley MPRESIDENT & CFO
- Arnett Bradley CEVP, CHIEF LEGAL OFFICER
- Powell Warren ScottEVP CHIEF CREDIT OFFICER
- Schuler Vicki LSVP, PRINCIPAL ACCT OFF, CONTR
Roles derived from SEC Form 4 filings.
Earnings
GABC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$122.9M↑ +10.7%
Diluted EPS$0.88↑ +193.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | $278.1M | $316.9M | $353.7M | $487.4M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $62.2M | $84.1M | $81.8M | $85.9M | $83.8M | $112.6M |
| Diluted EPS | $2.34 | $3.17 | $2.78 | $2.91 | $2.83 | $3.06 |
| Operating cash flow | $92.4M | $100.8M | $110.0M | $107.2M | $95.8M | $159.3M |
| Free cash flow | $85.3M | $96.2M | $102.2M | $101.5M | $90.7M | $154.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | 29.4% | 27.1% | 23.7% | 23.1% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $90.5M | $88.5M | $90.7M | $111.1M | $123.2M | $126.5M | $126.7M | $122.9M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $20.5M | $21.0M | $23.2M | $10.5M | $31.4M | $35.1M | $35.7M | $33.2M |
| Diluted EPS | $0.69 | $0.71 | $0.79 | $0.30 | $0.84 | $0.94 | $0.98 | $0.88 |
| Operating cash flow | $18.7M | $24.5M | $28.7M | $37.9M | $26.9M | $51.8M | $42.7M | $37.0M |
| Free cash flow | $17.0M | $23.0M | $28.0M | $36.7M | $26.2M | $50.1M | $41.0M | $36.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 22.7% | 23.8% | 25.6% | 9.5% | 25.5% | 27.7% | 28.2% | 27.0% |
Company news
Jul 20, 2026
Jul 2, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-16 | KELLY JASON M | Buy | 418 | $47.84 | $20,000.00 | filing |
| 2026-07-16 | Bawel Zachary W | Buy | 418 | $47.84 | $20,000.00 | filing |
| 2026-07-16 | Ryan Christina M | Buy | 418 | $47.84 | $20,000.00 | filing |
| 2026-07-16 | Seger Andrew M | Buy | 418 | $47.84 | $20,000.00 | filing |
| 2026-07-16 | Stokes Ronnie R | Buy | 314 | $47.84 | $15,000.00 | filing |
| 2026-06-29 | McComb Gregory Scott | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | KELLY JASON M | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Fine Marc D | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Ellspermann Susan J | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Curry Angela | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Wagler Tyson J | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Bawel Zachary W | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Stokes Ronnie R | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Seger Andrew M | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Ryan Christina M | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-29 | Root M. Darren | Award | 1,168 | $0.00 | $0.00 | filing |
| 2026-06-15 | Bawel Zachary W | Buy | 22 | $45.55 | $1,000.00 | filing |
| 2026-06-15 | Seger Andrew M | Buy | 22 | $45.55 | $1,000.00 | filing |
| 2026-06-15 | Ryan Christina M | Buy | 22 | $45.55 | $1,000.00 | filing |
| 2026-06-15 | Ellspermann Susan J | Buy | 22 | $45.55 | $1,000.00 | filing |
| 2026-05-15 | Seger Andrew M | Buy | 24 | $41.84 | $1,000.00 | filing |
| 2026-04-15 | SHEIDLER JACK | Buy | 25 | $43.58 | $1,100.00 | filing |
| 2026-04-15 | Bawel Zachary W | Buy | 23 | $43.58 | $1,000.00 | filing |
| 2026-03-17 | Seger Andrew M | Buy | 52 | $40.48 | $2,100.00 | filing |
| 2026-03-17 | Ryan Christina M | Buy | 49 | $40.84 | $2,017.79 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.