FIRST NATIONAL CORP /VA/
FXNCNasdaq
$29.51
↓ -2.8%Jul 17 close · end-of-day
Price
1Y↑ +48.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$267.0M
Enterprise Value
$79.2M
P/E
12.7
P/S
18.7
P/B
1.4
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
2.2%
Revenue (TTM)
$14.3M
Net Income (TTM)
$21.0M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
146.8%
ROE
11.1%
ROIC
—
Debt / Equity
—
Net Cash
$187.8M
Return 1Y
+46.9%
Company profile
First National Corporation provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. Its deposit products include checking, savings, money market, and individual retirement accounts. Its loan products comprise construction loans, including residential, land acquisition, and development loans. The company also provides wealth management services, including estate planning, investment management of assets.
- CEO
- Scott C. Harvard
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 210
- Headquarters
- Virginia
- Website
- fbvirginia.com
Management & directors
- Harvard Scott CPresident & CEO
- Schwartz Brad EEVP - CFO
- Dysart Dennis ASenior EVP/COO
Roles derived from SEC Form 4 filings.
Earnings
FXNC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$3.3M↑ +0.3%
Diluted EPS$0.54↑ +200.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $7.5M | $9.0M | $10.1M | $10.2M | $14.2M | $14.3M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $8.9M | $10.4M | $16.8M | $9.6M | $7.0M | $17.7M |
| Diluted EPS | $1.82 | $1.86 | $2.68 | $1.53 | $1.00 | $1.96 |
| Operating cash flow | $15.1M | $7.9M | $26.8M | $16.4M | -$22.2M | $25.1M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 118.2% | 114.9% | 166.8% | 94.0% | 49.1% | 123.9% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.5M | $2.7M | $6.5M | $3.3M | $3.4M | $4.1M | $3.5M | $3.3M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $2.4M | $2.2M | -$933,000.00 | $1.6M | $5.1M | $5.5M | $5.5M | $4.9M |
| Diluted EPS | $0.39 | $0.36 | -$0.26 | $0.18 | $0.56 | $0.62 | $0.60 | $0.54 |
| Operating cash flow | $3.6M | $6.1M | -$36.7M | $3.5M | $4.7M | $8.4M | $8.4M | $6.4M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 97.3% | 84.7% | -14.4% | 48.8% | 147.3% | 135.1% | 158.2% | 148.8% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-05 | HARVARD SCOTT C· President & CEO | Gift | 675 | $0.00 | $0.00 | filing |
| 2026-03-04 | Schwartz Brad E· EVP - CFO | Buy | 1,000 | $26.91 | $26,910.00 | filing |
| 2026-02-15 | HARVARD SCOTT C· President & CEO | Tax withholding | 1,868 | $28.21 | $52,696.28 | filing |
| 2026-02-15 | DYSART DENNIS A· Senior EVP/COO | Tax withholding | 868 | $28.21 | $24,486.28 | filing |
| 2026-02-15 | Schwartz Brad E· EVP - CFO | Tax withholding | 258 | $28.21 | $7,278.18 | filing |
| 2026-02-15 | HARVARD SCOTT C· President & CEO | Award | 5,225 | $0.00 | $0.00 | filing |
| 2026-02-15 | Schwartz Brad E· EVP - CFO | Award | 728 | $0.00 | $0.00 | filing |
| 2026-02-15 | DYSART DENNIS A· Senior EVP/COO | Award | 2,445 | $0.00 | $0.00 | filing |
| 2025-12-31 | HARVARD SCOTT C· President & CEO | Tax withholding | 1,980 | $25.24 | $49,975.20 | filing |
| 2025-12-31 | DYSART DENNIS A· Senior EVP/COO | Tax withholding | 1,335 | $25.24 | $33,695.40 | filing |
| 2025-12-31 | DYSART DENNIS A· Senior EVP/COO | Award | 4,432 | $0.00 | $0.00 | filing |
| 2025-12-31 | HARVARD SCOTT C· President & CEO | Award | 6,575 | $0.00 | $0.00 | filing |
| 2025-11-04 | HARVARD SCOTT C· President & CEO | Gift | 4,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Wilkinson William Simmons | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | WILKINS III JAMES R | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Wagstaff Norman D Jr | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Smith Gerald F JR | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Patel Kirtesh | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Lee-Andrews Toni T | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Holt George Edwin III | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Funk William Michael | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | COTTRELL ELIZABETH H | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Brannock Boyce E | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | Beck Emily Marlow | Award | 1,500 | $0.00 | $0.00 | filing |
| 2025-08-13 | AIKENS JASON C | Award | 1,500 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.