FIRST UNITED CORP/MD/
FUNCNasdaq
$45.09
↓ -1.1%Jul 17 close · end-of-day
Price
1Y↑ +37.9%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$292.8M
Enterprise Value
$253.5M
P/E
11.5
P/S
14.3
P/B
1.4
EV/EBITDA
—
PEG
130.2
FCF Yield
7.5%
Dividend Yield
2.2%
Revenue (TTM)
$20.5M
Net Income (TTM)
$25.4M
Free Cash Flow (TTM)
$22.0M
Gross Margin
—
Operating Margin
—
Net Margin
123.8%
ROE
12.4%
ROIC
—
Debt / Equity
0.2
Net Cash
$39.3M
Return 1Y
+35.8%
Company profile
First United Corporation operates as the bank holding company for First United Bank & Trust. It provides various retail and commercial banking services to businesses and individuals. The company operates 26 banking offices, one customer care center, and 34 automated teller machines.
- CEO
- Carissa L. Rodeheaver
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 300
- Headquarters
- Maryland
- Website
- mybank.com
Management & directors
- Fisher Robert L. IiEVP & Chief Lending Officer
- Sanders KeithEVP & Chief Wealth Officer
- Sturm Tonya K.EVP & CFO
- Rush Jason BarryPresident & CEO
- Peterson Julie WSVP & Chief Credit Officer
- Tasker Anthony JamesSVP & COO
- Rodeheaver Carissa LynnChairman, President & CEO
Roles derived from SEC Form 4 filings.
Earnings
FUNC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$31.1M↑ +7.2%
Diluted EPS$1.03↑ +15.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $14.0M | $16.1M | $16.2M | $16.7M | $17.7M | $18.4M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $13.8M | $19.8M | $25.0M | $15.1M | $20.6M | $24.5M |
| Diluted EPS | $1.97 | $2.95 | $3.76 | $2.25 | $3.15 | $3.77 |
| Operating cash flow | $16.2M | $20.0M | $26.5M | $22.5M | $22.3M | $19.4M |
| Free cash flow | $14.6M | $18.9M | $23.0M | $22.1M | $20.4M | $15.4M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 99.0% | 123.1% | 155.0% | 90.3% | 116.1% | 133.0% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.0M | $28.3M | -$65.3M | $29.0M | $30.0M | $31.1M | -$71.6M | $31.1M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $4.9M | $5.8M | $6.2M | $5.8M | $6.0M | $6.9M | $5.8M | $6.7M |
| Diluted EPS | $0.75 | $0.89 | $0.95 | $0.89 | $0.92 | $1.07 | $0.89 | $1.03 |
| Operating cash flow | $7.2M | $2.3M | $9.2M | $7.0M | $995,000.00 | $1.5M | $9.9M | $13.9M |
| Free cash flow | $7.0M | $588,000.00 | $9.2M | $6.4M | $706,000.00 | $168,000.00 | $8.2M | $13.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 17.6% | 20.4% | -9.5% | 20.0% | 20.0% | 22.3% | -8.1% | 21.5% |
Company news
Jul 20, 2026
Jun 17, 2026
Jun 1, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-27 | Milon Patricia | Award | 1,000 | $0.00 | $0.00 | filing |
| 2026-05-27 | DiPietro Christy | Award | 1,395 | $0.00 | $0.00 | filing |
| 2026-05-27 | Barr John F. | Award | 1,000 | $0.00 | $0.00 | filing |
| 2026-05-27 | RUDY IRVIN ROBERT | Award | 1,000 | $0.00 | $0.00 | filing |
| 2026-05-27 | Moran Beth | Award | 1,000 | $0.00 | $0.00 | filing |
| 2026-05-27 | Boal Brian R. | Award | 1,395 | $0.00 | $0.00 | filing |
| 2026-05-27 | Hessler Kevin | Award | 1,395 | $0.00 | $0.00 | filing |
| 2026-05-27 | Chadha Sanu | Award | 1,263 | $0.00 | $0.00 | filing |
| 2026-05-27 | Walls H Andrew III | Award | 1,000 | $0.00 | $0.00 | filing |
| 2026-05-20 | Fisher Robert L. II· Chief Banking Officer | Tax withholding | 146 | $36.88 | $5,384.48 | filing |
| 2026-05-20 | Sturm Tonya K.· EVP & CFO | Tax withholding | 133 | $36.88 | $4,905.04 | filing |
| 2026-05-20 | Sanders Keith· EVP & Chief Wealth Officer | Tax withholding | 120 | $36.88 | $4,425.60 | filing |
| 2026-05-07 | Rodeheaver Carissa Lynn | Tax withholding | 2,638 | $37.54 | $99,030.52 | filing |
| 2026-05-07 | Rodeheaver Carissa Lynn | D | 406 | $0.00 | $0.00 | filing |
| 2026-05-07 | Rodeheaver Carissa Lynn | Award | 3,023 | $0.00 | $0.00 | filing |
| 2026-05-07 | Rodeheaver Carissa Lynn | Award | 1,085 | $0.00 | $0.00 | filing |
| 2026-05-07 | Rodeheaver Carissa Lynn | D | 235 | $0.00 | $0.00 | filing |
| 2026-05-01 | Rodeheaver Carissa Lynn | Buy | 123 | $38.10 | $4,691.60 | filing |
| 2026-05-01 | Boal Brian R. | Buy | 78 | $38.10 | $2,990.09 | filing |
| 2026-05-01 | Rush Jason Barry· President & CEO | Buy | 76 | $38.10 | $2,898.69 | filing |
| 2026-05-01 | Rodeheaver Carissa Lynn | Buy | 44 | $37.70 | $1,660.16 | filing |
| 2026-05-01 | Sturm Tonya K.· EVP & CFO | Buy | 3 | $38.10 | $112.43 | filing |
| 2026-03-16 | Rodeheaver Carissa Lynn | Tax withholding | 311 | $35.99 | $11,192.89 | filing |
| 2026-03-16 | Fisher Robert L. II· EVP & Chief Lending Officer | Tax withholding | 178 | $35.99 | $6,406.22 | filing |
| 2026-03-16 | Sturm Tonya K.· EVP & CFO | Tax withholding | 144 | $35.99 | $5,182.56 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.