FS Bancorp, Inc.
FSBWNasdaq
$44.03
↓ -2.7%Jul 17 close · end-of-day
Price
1Y↑ +10.3%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$331.6M
Enterprise Value
$460.2M
P/E
10.2
P/S
—
P/B
1.1
EV/EBITDA
—
PEG
2.0
FCF Yield
15.8%
Dividend Yield
3.1%
Revenue (TTM)
—
Net Income (TTM)
$33.1M
Free Cash Flow (TTM)
$52.6M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
10.5%
ROIC
—
Debt / Equity
0.5
Net Cash
-$128.6M
Return 1Y
+9.3%
Company profile
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington. The company operates in Commercial and Consumer Banking; and Home Lending. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area.
- CEO
- Joseph C. Adams
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 540
- Headquarters
- Washington
- Website
- fsbwa.com
Management & directors
- Adams Joseph C.Director/CEO-FS Bancorp, Inc.
- Allen ShanaChief Information Officer, EVP
- Burr ErinCRO & CRA Officer, EVP
- Costa Donn CChief Home Lending Officer/EVP
- Crowl BenChief Lending Officer, EVP
- Jarman VictoriaCHR & WOW! Officer, EVP
- Mullet Matthew D.Pres & CEO of 1st Security Ban
- Nesbitt Robert AChief Credit Operations, EVP
- Nielsen KelliChf. Retail Banking Officr/EVP
- Whittington Phillip DeanChief Financial Officer
- Mccormick SeanChief Credit Admin. Officer
Roles derived from SEC Form 4 filings.
Earnings
FSBW Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.02↑ +1.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $2.7M | $3.0M | $3.2M | $4.6M | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $39.3M | $37.4M | $29.6M | $36.1M | $35.0M | $33.3M |
| Diluted EPS | $4.49 | $4.37 | $3.70 | $4.56 | $4.36 | $4.29 |
| Operating cash flow | -$32.3M | $109.0M | $184.9M | $77.7M | $50.8M | $72.3M |
| Free cash flow | -$33.7M | $107.0M | $183.3M | $76.0M | $49.2M | $51.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 1473.3% | 1242.9% | 929.4% | 782.7% | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.2M | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $9.0M | $10.3M | $7.4M | $8.0M | $7.7M | $9.2M | $8.4M | $7.8M |
| Diluted EPS | $1.13 | $1.29 | $0.88 | $1.01 | $0.99 | $1.18 | $1.11 | $1.02 |
| Operating cash flow | $9.9M | -$891,000.00 | $41.5M | $8.2M | $7.1M | $44.6M | $12.4M | $8.7M |
| Free cash flow | $9.6M | -$1.5M | $41.1M | $7.8M | $5.9M | $41.6M | -$3.4M | $8.4M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 763.8% | — | — | — | — | — | — | — |
Company news
Apr 22, 2026
Apr 21, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-06 | Mansfield Michael J. | J | 423 | $41.37 | $17,499.51 | filing |
| 2026-05-06 | Andrews Pamela Marie | J | 423 | $41.37 | $17,499.51 | filing |
| 2026-05-06 | Cofer-Wildsmith Marina | J | 393 | $41.37 | $16,258.41 | filing |
| 2026-05-06 | COSTA DONN C· Chief Home Lending, EVP | J | 330 | $41.37 | $13,652.10 | filing |
| 2026-05-06 | Mullet Matthew D.· Pres & CEO of 1st Security Ban | J | 218 | $41.37 | $9,018.66 | filing |
| 2026-05-06 | Burr Erin· CRO & CRA Officer, EVP | J | 218 | $41.37 | $9,018.66 | filing |
| 2026-05-06 | Leech Ted A. | J | 212 | $41.37 | $8,770.44 | filing |
| 2026-05-06 | Adams Joseph C.· Director/CEO-FS Bancorp, Inc. | J | 181 | $41.37 | $7,487.97 | filing |
| 2026-05-06 | Jarman Victoria· CHR & WOW! Officer, EVP | J | 91 | $41.37 | $3,764.67 | filing |
| 2026-05-06 | Whittington Phillip Dean· Chief Financial Officer | J | 91 | $41.37 | $3,764.67 | filing |
| 2026-05-06 | Zavaglia Joseph P. | J | 60 | $41.37 | $2,482.20 | filing |
| 2026-05-06 | Allen Shana· Chief Information Officer, EVP | J | 36 | $41.37 | $1,489.32 | filing |
| 2026-05-06 | Crowl Ben· Chief Lending Officer, EVP | J | 18 | $41.37 | $744.66 | filing |
| 2026-05-06 | Nielsen Kelli· Chief Retail Banking, EVP | J | 18 | $41.37 | $744.66 | filing |
| 2026-05-06 | Nesbitt Robert A· CCO Officer/EVP | J | 14 | $41.37 | $579.18 | filing |
| 2026-02-06 | COSTA DONN C· Chief Home Lending Officer/EVP | J | 505 | $42.28 | $21,351.40 | filing |
| 2026-02-06 | Cofer-Wildsmith Marina | J | 443 | $42.28 | $18,730.04 | filing |
| 2026-02-06 | Mansfield Michael J. | J | 414 | $42.28 | $17,503.92 | filing |
| 2026-02-06 | Andrews Pamela Marie | J | 414 | $42.28 | $17,503.92 | filing |
| 2026-02-06 | Mullet Matthew D.· President & CEO of the Bank | J | 213 | $42.28 | $9,005.64 | filing |
| 2026-02-06 | Burr Erin· CRO & CRA Officer, EVP | J | 213 | $42.28 | $9,005.64 | filing |
| 2026-02-06 | Leech Ted A. | J | 207 | $42.28 | $8,751.96 | filing |
| 2026-02-06 | Adams Joseph C.· Director/CEO | J | 177 | $42.28 | $7,483.56 | filing |
| 2026-02-06 | Whittington Phillip Dean· Chief Financial Officer | J | 89 | $42.28 | $3,762.92 | filing |
| 2026-02-06 | Zavaglia Joseph P. | J | 59 | $42.28 | $2,494.52 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.