FIVE STAR BANCORP
FSBCNasdaq
$48.81
↓ -1.8%Jul 17 close · end-of-day
Price
1Y↑ +64.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.0B
Enterprise Value
$1.0B
P/E
15.5
P/S
3.9
P/B
2.3
EV/EBITDA
—
PEG
4.3
FCF Yield
7.2%
Dividend Yield
1.7%
Revenue (TTM)
$266.0M
Net Income (TTM)
$67.1M
Free Cash Flow (TTM)
$74.8M
Gross Margin
—
Operating Margin
—
Net Margin
25.2%
ROE
14.6%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+62.2%
Company profile
Five Star Bancorp operates as the bank holding company for Five Star Bank. It provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company operates through seven branch offices and two loan production offices in Northern California.
- CEO
- James E. Beckwith
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 180
- Headquarters
- California
- Website
- fivestarbank.com
Management & directors
- Wait Brett LeviSVP, Chief Information Officer
- Dalton John WilliamSVP, Chief Credit Officer
- Kurtze Don JustinEVP, SF Bay Area President
- Lee Michael EugeneSVP & Chief Regulatory Officer
- Luck Heather ChristinaEVP, Chief Financial Officer
- Ramirez-Medina Lydia AnnEVP & Chief Operating Officer
- Rizzo Michael AnthonyEVP & Chief Banking Officer
- Wetton Shelley RonanSVP & Chief Marketing Officer
- Beckwith James EugenePresident & CEO
Roles derived from SEC Form 4 filings.
Earnings
FSBC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$69.0M↑ +18.0%
Diluted EPS$0.87↑ +40.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $83.7M | $88.9M | $125.1M | $181.9M | $213.4M | $255.5M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $35.9M | $42.4M | $44.8M | $47.7M | $45.7M | $61.6M |
| Diluted EPS | $3.57 | $2.83 | $2.61 | $2.78 | $2.26 | $2.90 |
| Operating cash flow | $51.5M | $28.7M | $46.0M | $38.9M | $51.8M | $72.6M |
| Free cash flow | $50.6M | $27.9M | $45.5M | $38.3M | $51.2M | $71.4M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 42.9% | 47.8% | 35.8% | 26.2% | 21.4% | 24.1% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $50.6M | $54.0M | $59.4M | $58.4M | $62.4M | $66.8M | $67.8M | $69.0M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $10.8M | $10.9M | $13.3M | $13.1M | $14.5M | $16.3M | $17.6M | $18.6M |
| Diluted EPS | $0.51 | $0.52 | $0.61 | $0.62 | $0.68 | $0.77 | $0.83 | $0.87 |
| Operating cash flow | $16.0M | $17.5M | $18.0M | $15.5M | $17.8M | $18.8M | $20.6M | $18.9M |
| Free cash flow | $15.8M | $17.3M | $17.9M | $15.4M | $17.5M | $18.6M | $19.9M | $18.8M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 21.3% | 20.2% | 22.4% | 22.4% | 23.3% | 24.5% | 26.0% | 27.0% |
Company news
Jun 23, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-29 | Allbaugh Lawrence Eugene | Gift | 150,000 | $0.00 | $0.00 | filing |
| 2026-05-26 | Wait Brett Levi· SVP, Chief Information Officer | Sale | 1,640 | $42.27 | $69,322.80 | filing |
| 2026-05-21 | Lee Michael Eugene· SVP, Chief Regulatory Officer | Sale | 867 | $41.23 | $35,746.41 | filing |
| 2026-05-21 | Wait Brett Levi· SVP, Chief Information Officer | Award | 905 | $0.00 | $0.00 | filing |
| 2026-05-21 | Rizzo Michael Anthony· EVP, Chief Banking Officer | Award | 2,715 | $0.00 | $0.00 | filing |
| 2026-05-21 | Ramirez-Medina Lydia Ann· EVP, Chief Operating Officer | Award | 2,715 | $0.00 | $0.00 | filing |
| 2026-05-21 | Luck Heather Christina· EVP, Chief Financial Officer | Award | 2,715 | $0.00 | $0.00 | filing |
| 2026-05-21 | Wetton Shelley Ronan· SVP, Chief Marketing Officer | Award | 905 | $0.00 | $0.00 | filing |
| 2026-05-21 | Lee Michael Eugene· SVP, Chief Regulatory Officer | Award | 905 | $0.00 | $0.00 | filing |
| 2026-05-21 | Kurtze Don Justin· EVP, SF Bay Area President | Award | 2,715 | $0.00 | $0.00 | filing |
| 2026-05-21 | Dalton John William· SVP, Chief Credit Officer | Award | 905 | $0.00 | $0.00 | filing |
| 2026-05-20 | Beckwith James Eugene· President & CEO | Sale | 2,428 | $41.34 | $100,373.52 | filing |
| 2026-05-20 | Beckwith James Eugene· President & CEO | Sale | 2,000 | $41.22 | $82,440.00 | filing |
| 2026-05-20 | Beckwith James Eugene· President & CEO | Sale | 2,000 | $41.12 | $82,240.00 | filing |
| 2026-05-14 | Wait Brett Levi· SVP & CIO | Sale | 2,583 | $41.11 | $106,178.61 | filing |
| 2026-05-07 | Lee Michael Eugene· SVP & Chief Regulatory Officer | Sale | 1,641 | $41.26 | $67,707.66 | filing |
| 2026-05-06 | Ramirez-Medina Lydia Ann· EVP & Chief Operating Officer | Sale | 400 | $40.99 | $16,396.00 | filing |
| 2026-03-09 | Beckwith James Eugene· President & CEO | Sale | 2,000 | $36.74 | $73,480.00 | filing |
| 2026-03-09 | Beckwith James Eugene· President & CEO | Sale | 2,000 | $36.57 | $73,140.00 | filing |
| 2026-02-20 | Lee Michael Eugene· SVP & Chief Regulatory Officer | Sale | 1,200 | $39.30 | $47,160.12 | filing |
| 2026-02-17 | Lee Michael Eugene· SVP & Chief Regulatory Officer | Sale | 1,200 | $40.74 | $48,882.00 | filing |
| 2026-01-29 | Allbaugh Lawrence Eugene | Award | 974 | $0.00 | $0.00 | filing |
| 2026-01-29 | Deary-Bell Shannon | Award | 974 | $0.00 | $0.00 | filing |
| 2026-01-29 | Kashiwagi Warren Paul | Award | 974 | $0.00 | $0.00 | filing |
| 2026-01-29 | Lucas Donna | Award | 974 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.