FRANKLIN FINANCIAL SERVICES CORP /PA/
FRAFNasdaq
$62.58
↓ -1.4%Jul 17 close · end-of-day
Price
1Y↑ +67.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$280.7M
Enterprise Value
$70.0M
P/E
11.7
P/S
—
P/B
1.6
EV/EBITDA
—
PEG
1.0
FCF Yield
—
Dividend Yield
2.1%
Revenue (TTM)
—
Net Income (TTM)
$23.9M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
13.4%
ROIC
—
Debt / Equity
—
Net Cash
$210.8M
Return 1Y
+64.6%
Company profile
Franklin Financial Services Corporation provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations. It offers various deposit products, including checking, savings, money management, and time deposit accounts. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans.
- CEO
- Timothy G. Henry
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 280
- Headquarters
- Pennsylvania
- Website
- franklinfin.com
Management & directors
- Best Craig WCEO
- Carmack Karen KSVP, Chief HR Officer
- Carroll Charles Benner JrPresident & COO
- Giustini Louis JSVP, CRSO
- Hollar Mark RSenior EVP, CFO
- Long David MSVP, Chief Technology Officer
- Butz Steven DEVP, CCSO
- Heckman Lorie M.EVP, Chief Risk Officer
- Weaver Matthew DSVP, Chief Marketing Officer
- Ehrig Scott DSVP, Chief Wealth Officer
Roles derived from SEC Form 4 filings.
Earnings
FRAF Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.48↑ +68.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $12.8M | $19.6M | $14.9M | $13.6M | $11.1M | $21.2M |
| Diluted EPS | $2.93 | $4.42 | $3.36 | $3.10 | $2.51 | $4.74 |
| Operating cash flow | $6.4M | $26.3M | $25.2M | $26.6M | $21.8M | $25.4M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.0M | $4.2M | $487,000.00 | $3.9M | $5.9M | $5.4M | $6.0M | $6.6M |
| Diluted EPS | $0.66 | $0.95 | $0.13 | $0.88 | $1.32 | $1.19 | $1.35 | $1.48 |
| Operating cash flow | $2.4M | $7.8M | $4.2M | $8.8M | $5.1M | $8.3M | $3.2M | $24.1M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
May 27, 2026
May 20, 2026
May 19, 2026
May 18, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-29 | Craig Kevin W | Award | 174 | $63.21 | $10,998.54 | filing |
| 2026-06-29 | Kerlin Stanley J | Award | 124 | $63.21 | $7,838.04 | filing |
| 2026-06-29 | Snook Gregory I | Award | 102 | $63.21 | $6,447.42 | filing |
| 2026-06-29 | Fisher Daniel J | Award | 78 | $63.21 | $4,930.38 | filing |
| 2026-06-29 | Duffey Gregory A | Award | 50 | $63.21 | $3,160.50 | filing |
| 2026-06-29 | ELLIOTT G WARREN | Award | 39 | $63.21 | $2,465.19 | filing |
| 2026-06-01 | BEST CRAIG W· CEO | Award | 246 | $47.51 | $11,687.46 | filing |
| 2026-06-01 | Hollar Mark R· SEVP/CFO | Award | 136 | $47.51 | $6,461.36 | filing |
| 2026-06-01 | Carroll Charles Benner Jr· President & COO | Award | 109 | $47.51 | $5,178.59 | filing |
| 2026-06-01 | Giustini Louis J· SVP, CRSO | Award | 82 | $47.51 | $3,895.82 | filing |
| 2026-06-01 | Long David M· SVP, Chief Technology Officer | Award | 16 | $47.51 | $760.16 | filing |
| 2026-06-01 | Carmack Karen K· SVP, Chief HR Officer | Award | 7 | $47.51 | $332.57 | filing |
| 2026-05-27 | Duffey Gregory A | Buy | 17 | $58.88 | $1,000.96 | filing |
| 2026-05-26 | Butz Steven D· EVP, CCSO | Sale | 1,400 | $57.73 | $80,822.00 | filing |
| 2026-04-29 | Duffey Gregory A | Buy | 18 | $55.35 | $996.30 | filing |
| 2026-04-29 | Carroll Charles Benner Jr· President & COO | Award | 1,020 | $0.00 | $0.00 | filing |
| 2026-03-30 | Craig Kevin W | Award | 214 | $50.56 | $10,819.84 | filing |
| 2026-03-30 | Kerlin Stanley J | Award | 155 | $50.56 | $7,836.80 | filing |
| 2026-03-30 | Snook Gregory I | Award | 128 | $50.56 | $6,471.68 | filing |
| 2026-03-30 | Fisher Daniel J | Award | 97 | $50.56 | $4,904.32 | filing |
| 2026-03-30 | Duffey Gregory A | Award | 63 | $50.56 | $3,185.28 | filing |
| 2026-03-30 | ELLIOTT G WARREN | Award | 48 | $50.56 | $2,426.88 | filing |
| 2026-03-24 | Heckman Lorie M.· EVP, Chief Risk Officer | Option exercise | 200 | $34.10 | $6,820.00 | filing |
| 2026-03-09 | Snook Gregory I | Buy | 2,200 | $48.18 | $105,996.00 | filing |
| 2026-03-02 | Butz Steven D· EVP, CCSO | Tax withholding | 386 | $51.48 | $19,871.28 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.