Finward Bancorp
FNWDNasdaq
$36.29
↓ -0.1%Jul 17 close · end-of-day
Price
1Y↑ +34.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$156.1M
Enterprise Value
$156.1M
P/E
15.8
P/S
1.5
P/B
0.9
EV/EBITDA
—
PEG
—
FCF Yield
10.6%
Dividend Yield
1.3%
Revenue (TTM)
$101.6M
Net Income (TTM)
$9.9M
Free Cash Flow (TTM)
$16.5M
Gross Margin
—
Operating Margin
—
Net Margin
9.7%
ROE
5.7%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+37.2%
Company profile
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. As of March 2, 2022, the company operated through 30 locations in Lake and Porter counties in Northwest Indiana and South Chicagoland.
- CEO
- Benjamin J. Bochnowski
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 280
- Headquarters
- Indiana
- Website
- ibankpeoples.com
Management & directors
- Bochnowski Benjamin JPresident, CEO
- Lowry Robert TExecutive Vice President
- Scheub Todd M.Executive Vice President
- Schmitt Benjamin LouisChief Financial Officer
Roles derived from SEC Form 4 filings.
Earnings
FNWD Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$25.1M↑ +2.3%
Diluted EPS$0.52↑ +372.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $69.8M | $66.6M | $83.5M | $96.5M | $111.8M | $101.1M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $15.9M | $15.0M | $15.1M | $8.4M | $12.1M | $8.1M |
| Diluted EPS | $4.60 | $4.30 | $3.60 | $1.96 | $2.84 | $1.88 |
| Operating cash flow | $19.7M | $17.0M | $17.7M | $24.2M | $9.8M | $9.9M |
| Free cash flow | $16.0M | $13.9M | $14.7M | $23.1M | $6.7M | $9.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 22.8% | 22.5% | 18.1% | 8.7% | 10.8% | 8.0% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $24.7M | $25.3M | $26.3M | $24.6M | $25.4M | $26.3M | $24.9M | $25.1M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $143,000.00 | $606,000.00 | $2.1M | $455,000.00 | $2.2M | $3.5M | $2.0M | $2.2M |
| Diluted EPS | $0.03 | $0.14 | $0.50 | $0.11 | $0.50 | $0.81 | $0.46 | $0.52 |
| Operating cash flow | $2.8M | -$3.7M | $10.8M | -$3.8M | $4.8M | $1.2M | $7.7M | $3.6M |
| Free cash flow | $1.1M | -$4.2M | $10.6M | -$4.0M | $4.5M | $1.0M | $7.5M | $3.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 0.6% | 2.4% | 8.0% | 1.9% | 8.5% | 13.3% | 8.0% | 8.9% |
Company news
Dec 29, 2025
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | Lowry Robert T· Executive Vice President | Buy | 51 | $36.00 | $1,823.11 | filing |
| 2026-06-30 | Scheub Todd M.· Executive Vice President | Buy | 39 | $36.00 | $1,402.43 | filing |
| 2026-06-30 | Puntillo Anthony | Buy | 7 | $35.75 | $233.10 | filing |
| 2026-06-30 | Bochnowski Benjamin J· President, CEO | Buy | 6 | $36.00 | $223.44 | filing |
| 2026-06-30 | Johnson Robert E. III | Buy | 5 | $35.75 | $194.94 | filing |
| 2026-06-30 | Han Amy Wong | Buy | 4 | $35.75 | $128.46 | filing |
| 2026-05-22 | GORELICK JOEL | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-05-22 | Han Amy Wong | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-05-22 | Johnson Robert E. III | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-05-22 | Evans Jennifer | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-05-22 | Alwin Martin P | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-05-22 | Youman Robert W. | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-05-22 | Puntillo Anthony | Award | 372 | $32.24 | $11,993.28 | filing |
| 2026-03-31 | Lowry Robert T· Executive Vice President | Buy | 50 | $36.50 | $1,817.19 | filing |
| 2026-03-31 | Scheub Todd M.· Executive Vice President | Buy | 38 | $36.50 | $1,397.87 | filing |
| 2026-03-31 | Bochnowski Benjamin J· President, CEO | Buy | 6 | $36.50 | $222.72 | filing |
| 2026-02-25 | Bochnowski Benjamin J· President, CEO | Award | 697 | $36.60 | $25,510.20 | filing |
| 2026-02-25 | Scheub Todd M.· Executive Vice President | Award | 529 | $36.60 | $19,361.40 | filing |
| 2026-02-25 | Schmitt Benjamin Louis· Chief Financial Officer | Award | 419 | $36.60 | $15,335.40 | filing |
| 2026-02-25 | Lowry Robert T· Executive Vice President | Award | 369 | $36.60 | $13,505.40 | filing |
| 2025-12-30 | Lowry Robert T· Executive Vice President | Buy | 51 | $35.56 | $1,811.31 | filing |
| 2025-12-30 | Scheub Todd M.· Executive Vice President | Buy | 39 | $35.56 | $1,393.35 | filing |
| 2025-12-30 | Bochnowski Benjamin J· President, CEO | Buy | 6 | $35.56 | $222.00 | filing |
| 2025-07-11 | Garza Danette | Award | 434 | $27.63 | $11,991.42 | filing |
| 2025-07-11 | Evans Jennifer | Award | 434 | $27.63 | $11,991.42 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.