FIRST NORTHERN COMMUNITY BANCORP
FNRNNasdaq
$18.30
↓ -1.7%Jul 17 close · end-of-day
Price
1Y↑ +88.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$301.8M
Enterprise Value
$162.2M
P/E
13.0
P/S
—
P/B
1.4
EV/EBITDA
—
PEG
1.9
FCF Yield
1.9%
Dividend Yield
—
Revenue (TTM)
—
Net Income (TTM)
$2.3M
Free Cash Flow (TTM)
$5.6M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
1.1%
ROIC
—
Debt / Equity
—
Net Cash
$139.6M
Return 1Y
+88.4%
Company profile
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market accounts, and time deposits. Its loan portfolio comprises of commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans.
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 190
- Headquarters
- California
- Website
- thatsmybank.com
Management & directors
- Smith Jeremiah ZacharyPresident/CEO/Director
- Spink KevinEVP/Chief Financial Officer
- Cochran CharlesEVP/Chief Cmrcl Banking Oficer
- Hamilton BrettEVP/Chief Credit Officer
- Swizer DuaneEVP/Chief Information Officer
Roles derived from SEC Form 4 filings.
Earnings
FNRN Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.36↑ +63.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $12.2M | $14.2M | $15.9M | $21,554.00 | $20,034.00 | $21,128.00 |
| Diluted EPS | $0.85 | $0.95 | $1.04 | $1.34 | $1.19 | $1.27 |
| Operating cash flow | $12.6M | $25.3M | $21.8M | $27.3M | $19.5M | $6.9M |
| Free cash flow | $11.7M | $24.5M | $21.4M | $26.1M | $19.2M | $5.2M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q3 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q3 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $4.4M | $5.5M | -$14.2M | $3.7M | $5.5M | $6.0M | -$15.1M | $5.9M |
| Diluted EPS | $0.27 | $0.34 | $0.32 | $0.22 | $0.35 | $0.38 | $0.32 | $0.36 |
| Operating cash flow | $2.5M | $8.0M | $6.3M | $3.4M | $2.5M | -$6.6M | $7.6M | $4.3M |
| Free cash flow | $2.4M | $7.9M | $6.2M | $3.3M | $2.2M | -$7.5M | $7.1M | $3.8M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 1, 2026
May 21, 2026
May 6, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-15 | Smith Jeremiah Zachary· President/CEO/Director | Sale | 6,783 | $17.69 | $120,002.80 | filing |
| 2026-05-13 | Smith Jeremiah Zachary· President/CEO/Director | Gift | 76 | $17.74 | $1,348.24 | filing |
| 2026-05-12 | Schulze Mark C | Sale | 2,000 | $17.79 | $35,572.00 | filing |
| 2026-05-08 | Schulze Mark C | Sale | 3,000 | $17.78 | $53,341.50 | filing |
| 2026-05-04 | Spink Kevin· EVP/Chief Financial Officer | Sale | 8,271 | $17.04 | $140,936.19 | filing |
| 2026-02-25 | Smith Jeremiah Zachary· President/CEO/Director | Award | 13,319 | $14.64 | $194,990.16 | filing |
| 2026-02-25 | Smith Jeremiah Zachary· President/CEO/Director | Award | 13,319 | $13.64 | $181,671.16 | filing |
| 2026-02-19 | Servat Jean-Luc | Buy | 250 | $14.50 | $3,625.00 | filing |
| 2026-02-19 | Servat Jean-Luc | Buy | 213 | $14.50 | $3,088.14 | filing |
| 2026-02-19 | Servat Jean-Luc | Buy | 100 | $14.60 | $1,460.00 | filing |
| 2026-02-18 | Hamilton Brett· EVP/Chief Credit Officer | Award | 7,000 | $14.70 | $102,900.00 | filing |
| 2026-02-18 | Spink Kevin· EVP/Chief Financial Officer | Award | 7,000 | $14.70 | $102,900.00 | filing |
| 2026-02-18 | Swizer Duane· EVP/Chief Information Officer | Award | 6,000 | $14.70 | $88,200.00 | filing |
| 2026-02-18 | Cochran Charles· EVP/Chief Cmrcl Banking Oficer | Award | 2,500 | $14.70 | $36,750.00 | filing |
| 2026-02-18 | Servat Jean-Luc | Buy | 400 | $14.65 | $5,859.32 | filing |
| 2026-02-18 | Servat Jean-Luc | Buy | 300 | $14.62 | $4,387.11 | filing |
| 2026-02-18 | Servat Jean-Luc | Buy | 200 | $14.55 | $2,910.00 | filing |
| 2026-02-18 | Hayes Barbara A | Buy | 171 | $14.70 | $2,513.70 | filing |
| 2026-02-12 | WALKER LOUISE A | Option exercise | 22,841 | $5.14 | $117,402.74 | filing |
| 2026-02-12 | WALKER LOUISE A | Tax withholding | 8,046 | $14.59 | $117,391.14 | filing |
| 2026-02-12 | Servat Jean-Luc | Buy | 400 | $14.60 | $5,840.00 | filing |
| 2026-02-11 | Bedoya Richard | Buy | 893 | $14.49 | $12,939.57 | filing |
| 2026-02-11 | Servat Jean-Luc | Buy | 880 | $14.45 | $12,716.00 | filing |
| 2026-02-11 | Servat Jean-Luc | Buy | 300 | $14.59 | $4,376.49 | filing |
| 2026-02-11 | Servat Jean-Luc | Buy | 200 | $14.44 | $2,888.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.