First Bancorp, Inc /ME/
FNLCNasdaq
$34.51
↓ -1.7%Jul 17 close · end-of-day
Price
1Y↑ +38.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$388.4M
Enterprise Value
$584.2M
P/E
10.7
P/S
—
P/B
1.4
EV/EBITDA
—
PEG
—
FCF Yield
14.4%
Dividend Yield
4.3%
Revenue (TTM)
—
Net Income (TTM)
$36.3M
Free Cash Flow (TTM)
$56.0M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
12.7%
ROIC
—
Debt / Equity
0.7
Net Cash
-$195.8M
Return 1Y
+35.5%
Company profile
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. The company also provides commercial real estate loan products, such as mortgage loans to finance investments in real property.
- CEO
- Tony C. McKim
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 270
- Headquarters
- Maine
- Website
- thefirst.com
Management & directors
- Plummer Tammy LEVP, Chief Information Officer
- Austin Christopher JayEVP, Chief Legal Counsel
- Benner Marcia LynnEVP, Chief Admin Officer
- Brown Jody LynnEVP, Chief Risk Officer
- Elder Richard MEVP, CFO
- Martin Brad AEVP, Chief Information Officer
- Mckim Tony CPresident & CEO
- Nicholson Jonathan WEVP, Chief Lending Officer
- Nicholson Peter CEVP, Chief Fiduciary Officer
- Tolman SarahEVP, Chief Banking Officer
Roles derived from SEC Form 4 filings.
Earnings
FNLC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.80↑ +27.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $27.1M | $36.3M | $39.0M | $29.5M | $27.0M | $34.4M |
| Diluted EPS | $2.48 | $3.30 | $3.53 | $2.66 | $2.43 | $3.07 |
| Operating cash flow | $22.7M | $56.7M | $41.2M | $36.9M | $26.0M | $37.8M |
| Free cash flow | $20.2M | $52.9M | $39.8M | $34.3M | $24.6M | $34.6M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $6.2M | $7.6M | $7.3M | $7.1M | $8.1M | $9.1M | $10.2M | $9.0M |
| Diluted EPS | $0.55 | $0.68 | $0.66 | $0.63 | $0.72 | $0.81 | $0.91 | $0.80 |
| Operating cash flow | $6.4M | $9.8M | $11.4M | $2.2M | $7.4M | $12.9M | $15.4M | $22.8M |
| Free cash flow | $6.3M | $9.6M | $10.4M | $828,000.00 | $7.2M | $12.6M | $13.9M | $22.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
May 20, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | Plummer Tammy L· EVP, Chief Information Officer | Tax withholding | 749 | $34.82 | $26,080.18 | filing |
| 2026-04-30 | Swan Kimberly | Buy | 1,000 | $28.71 | $28,710.00 | filing |
| 2026-04-30 | Swan Kimberly | Buy | 500 | $28.64 | $14,320.00 | filing |
| 2026-01-29 | Russell Cornelius J | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | Swan Kimberly | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | WARD F STEPHEN | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | Plummer Tammy L· EVP, Chief Information Officer | Award | 2,549 | $0.00 | $0.00 | filing |
| 2026-01-29 | TINDAL BRUCE B | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | Kelly Renee W | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | Kachmar Ingrid Wilbur | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | GREGORY ROBERT B | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-29 | Tolman Sarah· EVP, Chief Banking Officer | Award | 2,926 | $0.00 | $0.00 | filing |
| 2026-01-29 | Nicholson Jonathan W· EVP, Chief Lending Officer | Award | 3,115 | $0.00 | $0.00 | filing |
| 2026-01-29 | ELDER RICHARD M· EVP, CFO | Award | 3,304 | $0.00 | $0.00 | filing |
| 2026-01-29 | Brown Jody Lynn· EVP, Chief Risk Officer | Award | 1,652 | $0.00 | $0.00 | filing |
| 2026-01-29 | Benner Marcia Lynn· EVP, Chief Admin Officer | Award | 1,746 | $0.00 | $0.00 | filing |
| 2026-01-29 | Austin Christopher Jay· EVP, Chief Legal Counsel | Award | 1,794 | $0.00 | $0.00 | filing |
| 2026-01-29 | Martin Brad A· EVP, Chief Information Officer | Award | 500 | $0.00 | $0.00 | filing |
| 2026-01-29 | Nicholson Peter C· EVP, Chief Fiduciary Officer | Award | 1,935 | $0.00 | $0.00 | filing |
| 2026-01-29 | McKim Tony C· President & CEO | Award | 9,627 | $0.00 | $0.00 | filing |
| 2026-01-29 | SMITH STUART G | Award | 750 | $0.00 | $0.00 | filing |
| 2026-01-27 | McKim Tony C· President & CEO | Tax withholding | 2,243 | $27.10 | $60,785.30 | filing |
| 2026-01-27 | Plummer Tammy L· EVP, Chief Information Officer | Tax withholding | 1,865 | $27.10 | $50,541.50 | filing |
| 2026-01-27 | ELDER RICHARD M· EVP, CFO | Tax withholding | 651 | $27.10 | $17,642.10 | filing |
| 2026-01-27 | Tolman Sarah· EVP, Chief Banking Officer | Tax withholding | 604 | $27.10 | $16,368.40 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.