FARMERS & MERCHANTS BANCORP INC
FMAONasdaq
$30.57
↓ -2.9%Jul 17 close · end-of-day
Price
1Y↑ +23.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
—
Enterprise Value
—
P/E
11.7
P/S
—
P/B
—
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
3.0%
Revenue (TTM)
—
Net Income (TTM)
$35.9M
Free Cash Flow (TTM)
$31.3M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
9.6%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+22.0%
Company profile
Farmers & Merchants Bancorp, Inc. provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products.
- CEO
- Lars B. Eller
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 430
- Headquarters
- Ohio
- Website
- fm.bank
Management & directors
- Gerken David RExecutive Vice President
- Eller Lars BPresident & CEO
- Latta Marcia SloanVice Chairman of the Board
- Sauder Kevin JChairman of the Board
- Briggs Andrew JDirector
- Faust Eric DChief Risk Officer
- Britenriker Barbara JExec. Vice President
- Baker Andrew SSVP/Chief Strategy Officer
- Singhal ShaliniSVP/Chief Information Officer
Roles derived from SEC Form 4 filings.
Earnings
FMAO Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.70↑ +37.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $20.1M | $23.5M | $32.5M | $22.8M | $25.9M | $33.3M |
| Diluted EPS | $1.80 | $2.01 | $2.46 | $1.67 | $1.90 | $2.43 |
| Operating cash flow | $27.4M | $34.7M | $40.7M | $22.1M | $32.5M | $36.7M |
| Free cash flow | $24.2M | $32.8M | $38.1M | $11.2M | $30.6M | $35.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $5.7M | $6.5M | $8.4M | $7.0M | $7.7M | $8.9M | $9.8M | $9.6M |
| Diluted EPS | $0.42 | $0.48 | $0.61 | $0.51 | $0.56 | $0.64 | $0.71 | $0.70 |
| Operating cash flow | $9.7M | $18.7M | $2.6M | $11.0M | $1.1M | $11.2M | $13.4M | $7.7M |
| Free cash flow | $9.2M | $18.3M | $1.9M | $10.6M | $385,000.00 | $10.7M | $13.2M | $7.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 30, 2026
Jun 12, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-17 | Briggs Andrew J | Sale | 3,000 | $31.06 | $93,180.00 | filing |
| 2026-07-16 | Briggs Andrew J | Sale | 3,000 | $30.06 | $90,180.00 | filing |
| 2026-07-15 | Briggs Andrew J | Sale | 3,000 | $29.81 | $89,430.00 | filing |
| 2026-07-14 | Briggs Andrew J | Sale | 3,000 | $30.10 | $90,300.00 | filing |
| 2026-07-13 | Briggs Andrew J | Sale | 3,000 | $29.77 | $89,310.00 | filing |
| 2026-07-10 | Briggs Andrew J | Sale | 3,000 | $29.52 | $88,560.00 | filing |
| 2026-07-09 | Briggs Andrew J | Sale | 3,000 | $29.42 | $88,260.00 | filing |
| 2026-07-08 | Briggs Andrew J | Sale | 3,000 | $30.15 | $90,450.00 | filing |
| 2026-07-07 | Briggs Andrew J | Sale | 3,000 | $30.72 | $92,160.00 | filing |
| 2026-07-06 | Briggs Andrew J | Sale | 3,000 | $30.67 | $92,010.00 | filing |
| 2026-07-02 | Briggs Andrew J | Sale | 3,000 | $31.53 | $94,590.00 | filing |
| 2026-07-01 | Briggs Andrew J | Sale | 3,000 | $30.58 | $91,740.00 | filing |
| 2026-06-30 | Briggs Andrew J | Sale | 3,000 | $30.46 | $91,380.00 | filing |
| 2026-06-29 | Briggs Andrew J | Sale | 3,000 | $30.09 | $90,270.00 | filing |
| 2026-06-26 | Briggs Andrew J | Sale | 3,000 | $29.98 | $89,940.00 | filing |
| 2026-06-25 | Briggs Andrew J | Sale | 3,000 | $29.62 | $88,860.00 | filing |
| 2026-06-24 | Briggs Andrew J | Sale | 3,000 | $29.17 | $87,510.00 | filing |
| 2026-06-23 | Briggs Andrew J | Sale | 3,000 | $28.66 | $85,980.00 | filing |
| 2026-06-22 | Briggs Andrew J | Sale | 6,000 | $28.72 | $172,320.00 | filing |
| 2026-06-18 | Briggs Andrew J | Sale | 3,000 | $28.75 | $86,250.00 | filing |
| 2026-06-17 | Briggs Andrew J | Sale | 3,000 | $28.63 | $85,890.00 | filing |
| 2026-06-16 | Briggs Andrew J | Sale | 3,000 | $28.39 | $85,170.00 | filing |
| 2026-06-15 | Briggs Andrew J | Sale | 3,000 | $28.80 | $86,400.00 | filing |
| 2026-06-12 | Briggs Andrew J | Sale | 3,000 | $28.39 | $85,170.00 | filing |
| 2026-06-11 | Briggs Andrew J | Sale | 3,000 | $28.54 | $85,620.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.