FLAGSTAR BANK, NATIONAL ASSOCIATION
FLGNYSE
$14.90
↓ -3.0%Jul 17 close · end-of-day
Price
1Y↑ +33.9%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$7.0B
Enterprise Value
$18.1B
P/E
—
P/S
—
P/B
0.9
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
0.3%
Revenue (TTM)
—
Net Income (TTM)
-$56.0M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
-0.7%
ROIC
—
Debt / Equity
1.4
Net Cash
-$11.2B
Return 1Y
+31.4%
Company profile
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
- CEO
- Joseph M. Otting
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 8,766
- Headquarters
- New York
- Website
- www.flagstar.com
Management & directors
- Marx BryanEVP & Princ Accounting Officer
- Otting Joseph MExec Chairman, President & CEO
- Davis Reginald ESEVP & Pres Consumer Banking
- Smith Lee MatthewSEVP & Chief Financial Officer
- Bao NguyenSEVP, GC & Chf of Staff to CEO
- Buchanan GeorgeEVP and Chief Risk Officer
- Gagnon KrisSr EVP & Chief Credit Officer
- Raffetto Richard ASEVP Pres of Com & Priv Bnking
Roles derived from SEC Form 4 filings.
Earnings
FLG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.03↓ -111.5%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $22.0M | $23.0M | $27.0M | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $511.0M | $596.0M | $650.0M | -$79.0M | -$1.1B | -$177.0M |
| Diluted EPS | $1.02 | $1.20 | $3.77 | -$0.49 | -$3.49 | -$0.50 |
| Operating cash flow | $334.0M | $290.0M | $1.0B | $263.0M | $86.0M | -$181.0M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 2322.7% | 2591.3% | 2407.4% | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$323.0M | -$280.0M | -$188.0M | -$100.0M | -$70.0M | -$36.0M | $29.0M | $21.0M |
| Diluted EPS | -$1.14 | -$0.79 | -$1.11 | -$0.26 | -$0.19 | -$0.11 | $0.06 | $0.03 |
| Operating cash flow | $796.0M | -$1.0B | $623.0M | -$590.0M | $355.0M | $243.0M | -$189.0M | -$118.0M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 9, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-15 | Marx Bryan· EVP & Princ Accounting Officer | Tax withholding | 1,259 | $0.00 | $0.00 | filing |
| 2026-05-18 | Otting Joseph M· Exec Chairman and CEO | Award | 749,625 | $0.00 | $0.00 | filing |
| 2026-04-01 | Miller Eli H | Award | 7,326 | $0.00 | $0.00 | filing |
| 2026-03-24 | Davis Reginald E· SEVP & Pres Consumer Banking | Tax withholding | 923 | $0.00 | $0.00 | filing |
| 2026-03-24 | Smith Lee Matthew· SEVP & Chief Financial Officer | Tax withholding | 2,131 | $0.00 | $0.00 | filing |
| 2026-03-15 | Marx Bryan· EVP & Princ Accounting Officer | Award | 24,590 | $0.00 | $0.00 | filing |
| 2026-03-15 | Marx Bryan· EVP & Princ Accounting Officer | Tax withholding | 3,676 | $0.00 | $0.00 | filing |
| 2026-03-15 | Buchanan George· EVP and Chief Risk Officer | Award | 61,475 | $0.00 | $0.00 | filing |
| 2026-03-15 | Buchanan George· EVP and Chief Risk Officer | Tax withholding | 4,368 | $0.00 | $0.00 | filing |
| 2026-03-15 | Bao Nguyen· SEVP, GC & Chf of Staff to CEO | Award | 122,951 | $0.00 | $0.00 | filing |
| 2026-03-15 | Bao Nguyen· SEVP, GC & Chf of Staff to CEO | Tax withholding | 8,609 | $0.00 | $0.00 | filing |
| 2026-03-15 | Gagnon Kris· Sr EVP & Chief Credit Officer | Tax withholding | 6,051 | $0.00 | $0.00 | filing |
| 2026-03-15 | Raffetto Richard A· SEVP Pres of Com & Priv Bnking | Award | 245,902 | $0.00 | $0.00 | filing |
| 2026-03-15 | Smith Lee Matthew· SEVP & Chief Financial Officer | Award | 245,902 | $0.00 | $0.00 | filing |
| 2026-03-15 | Otting Joseph M· Exec Chairman, President & CEO | Award | 81,967 | $0.00 | $0.00 | filing |
| 2026-03-15 | Otting Joseph M· Exec Chairman, President & CEO | Tax withholding | 43,044 | $0.00 | $0.00 | filing |
| 2026-01-27 | MNUCHIN STEVEN T | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-27 | Lux Marshall | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-27 | Whip Jennifer R | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-27 | Frank Alan L | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-27 | Puwalski Allen | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-27 | DiNello Alessandro | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-27 | Berlinski Milton R. | Award | 9,939 | $0.00 | $0.00 | filing |
| 2026-01-02 | Lux Marshall | Award | 7,968 | $0.00 | $0.00 | filing |
| 2026-01-02 | Whip Jennifer R | Award | 7,968 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.