FIRST CITIZENS BANCSHARES INC /DE/
FCNCPNasdaq
$20.44
↑ +0.6%Jul 17 close · end-of-day
Price
1Y↑ +5.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$243.7M
Enterprise Value
$34.2B
P/E
0.1
P/S
0.0
P/B
0.0
EV/EBITDA
—
PEG
0.0
FCF Yield
922.7%
Dividend Yield
39.6%
Revenue (TTM)
$9.6B
Net Income (TTM)
$2.3B
Free Cash Flow (TTM)
$2.2B
Gross Margin
—
Operating Margin
—
Net Margin
23.6%
ROE
10.2%
ROIC
—
Debt / Equity
1.5
Net Cash
-$34.0B
Return 1Y
+5.4%
Company profile
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company. The company's deposit products include checking, savings, money market, and time deposit accounts. As of December 31, 2021, it operated 529 branches in the United States.
- CEO
- Frank B. Holding
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 10,700
- Headquarters
- North Carolina
- Website
- firstcitizens.com
Management & directors
- Holding Frank B JrChairman and CEO
- Bristow Peter MPresident
- Bryant Hope HoldingVice Chairwoman
- Nix Craig LChief Financial Officer
Roles derived from SEC Form 4 filings.
Earnings
FCNCP Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$2.3B↑ +0.7%
Diluted EPS$42.63↑ +23.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | $5.1B | $18.8B | $9.8B | $9.5B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $492.0M | $547.0M | $1.1B | $11.5B | $2.8B | $2.2B |
| Diluted EPS | $47.50 | $53.88 | $67.40 | $784.51 | $189.41 | $165.24 |
| Operating cash flow | $376.0M | -$284.0M | $2.8B | $2.7B | $3.0B | $2.9B |
| Free cash flow | $243.0M | -$391.0M | $2.6B | $2.3B | $2.6B | $2.2B |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | 21.6% | 61.0% | 28.5% | 23.1% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.5B | $2.4B | $2.4B | $2.3B | $2.4B | $2.4B | $2.4B | $2.3B |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $707.0M | $639.0M | $700.0M | $483.0M | $575.0M | $568.0M | $580.0M | $534.0M |
| Diluted EPS | $47.54 | $43.42 | $49.19 | $34.47 | $42.36 | $43.08 | $45.33 | $42.63 |
| Operating cash flow | $417.0M | $991.0M | $1.1B | $98.0M | $859.0M | $916.0M | $1.1B | $172.0M |
| Free cash flow | $316.0M | $885.0M | $991.0M | -$5.0M | $733.0M | $678.0M | $807.0M | $31.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 28.7% | 26.1% | 29.1% | 21.0% | 24.2% | 23.3% | 23.8% | 23.1% |
Company news
Jul 17, 2026
Jul 16, 2026
- 3d agoFirst Citizens BancShares, Citizens Financial Group, WesBanco, Stock Yards Bank, and Provident Financial Services Stocks Trade Up, What You Need To Knowfinance.yahoo.com
- 4d ago3 Reasons FCNCA is Risky and 1 Stock to Buy Insteadfinance.yahoo.com
- 4d agoFirst Citizens BancShares (FCNCA) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 Releasefinance.yahoo.com
Jun 30, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 150 | $1,840.00 | $276,000.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 111 | $1,898.00 | $210,678.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 96 | $1,800.00 | $172,800.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 60 | $1,860.00 | $111,600.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 61 | $1,798.99 | $109,738.39 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 47 | $2,050.00 | $96,350.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 50 | $1,836.13 | $91,806.50 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 50 | $1,743.80 | $87,190.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 43 | $1,970.00 | $84,710.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 41 | $1,853.92 | $76,010.72 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 34 | $2,065.00 | $70,210.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 26 | $1,997.97 | $51,947.22 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 26 | $1,990.00 | $51,740.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 25 | $1,950.00 | $48,750.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 23 | $2,030.00 | $46,690.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 21 | $1,920.00 | $40,320.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 21 | $1,851.81 | $38,888.01 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 15 | $1,810.00 | $27,150.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 15 | $1,780.00 | $26,700.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 15 | $1,765.00 | $26,475.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 15 | $1,750.00 | $26,250.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 12 | $1,886.00 | $22,632.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 11 | $1,795.12 | $19,746.32 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 8 | $2,010.00 | $16,080.00 | filing |
| 2026-06-05 | HOLDING FRANK B JR· Chairman and CEO | Buy | 5 | $2,070.00 | $10,350.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.