FIRST CAPITAL INC
FCAPNasdaq
$61.28
↓ -3.4%Jul 17 close · end-of-day
Price
1Y↑ +57.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$204.6B
Enterprise Value
$204.6B
P/E
11.7
P/S
28356.4
P/B
1482.1
EV/EBITDA
—
PEG
1.0
FCF Yield
0.0%
Dividend Yield
2.0%
Revenue (TTM)
$7.2M
Net Income (TTM)
$17.5M
Free Cash Flow (TTM)
$21.6M
Gross Margin
—
Operating Margin
—
Net Margin
242.0%
ROE
12.7%
ROIC
—
Debt / Equity
0.0
Net Cash
$0.00
Return 1Y
+56.4%
Company profile
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It provides its products and services through 18 locations in Indiana and Kentucky.
- CEO
- William W. Harrod
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 220
- Headquarters
- Indiana
- Website
- firstharrison.com
Management & directors
- Frederick ChrisCHIEF EXECUTIVE OFFICER
- Stevens Joshua PaulCHIEF FINANCIAL OFFICER
Roles derived from SEC Form 4 filings.
Earnings
FCAP Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$1.7M↑ +2.7%
Diluted EPS$1.30↑ +34.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $5.8M | $6.4M | $7.1M | $7.0M | $7.1M | $7.2M |
| Gross profit | — | — | — | — | — | — |
| Operating income | $11.8M | $13.7M | $14.2M | $15.1M | $14.2M | — |
| Net income | $10.1M | $11.4M | $11.9M | $12.8M | $11.9M | $16.4M |
| Diluted EPS | $3.02 | $3.41 | $3.55 | $3.82 | $3.57 | $4.89 |
| Operating cash flow | $12.1M | $21.6M | $16.5M | $14.2M | $22.3M | $21.3M |
| Free cash flow | $11.5M | $21.3M | $16.1M | $13.5M | $21.6M | $19.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | 205.5% | 212.2% | 199.2% | 214.7% | 200.7% | — |
| Net margin | 175.9% | 177.2% | 166.6% | 182.5% | 169.1% | 228.3% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8M | $1.8M | $1.8M | $1.7M | $1.8M | $1.9M | $1.9M | $1.7M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | $3.3M | $3.4M | $3.9M | $3.9M | $4.6M | $5.5M | — | — |
| Net income | $2.8M | $2.9M | $3.3M | $3.2M | $3.8M | $4.5M | $4.9M | $4.3M |
| Diluted EPS | $0.85 | $0.87 | $0.97 | $0.97 | $1.13 | $1.34 | $1.46 | $1.30 |
| Operating cash flow | $3.5M | $7.6M | $4.1M | $4.4M | $3.7M | $7.9M | $5.2M | $6.3M |
| Free cash flow | $3.3M | $7.5M | $3.7M | $4.2M | $3.5M | $7.8M | $4.5M | $5.9M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | 188.7% | 190.2% | 220.5% | 233.2% | 260.0% | 298.1% | — | — |
| Net margin | 160.8% | 160.3% | 182.1% | 192.9% | 212.0% | 240.6% | 263.6% | 251.5% |
Company news
Jan 23, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-02-27 | FREDERICK CHRIS· CHIEF EXECUTIVE OFFICER | Award | 300 | $50.80 | $15,240.00 | filing |
| 2026-02-27 | Stevens Joshua Paul· CHIEF FINANCIAL OFFICER | Award | 300 | $50.80 | $15,240.00 | filing |
| 2025-08-29 | ERNSTBERGER KATHY | Buy | 972 | $41.10 | $39,946.32 | filing |
| 2025-08-15 | FREDERICK CHRIS· CHIEF EXECUTIVE OFFICER | Award | 200 | $38.25 | $7,650.00 | filing |
| 2025-08-15 | FREDERICK CHRIS· CHIEF EXECUTIVE OFFICER | Buy | 200 | $38.25 | $7,650.00 | filing |
| 2025-08-15 | Stevens Joshua Paul· CHIEF FINANCIAL OFFICER | Buy | 200 | $37.50 | $7,500.00 | filing |
| 2025-08-15 | Stevens Joshua Paul· CHIEF FINANCIAL OFFICER | Award | 200 | $37.50 | $7,500.00 | filing |
Latest 7 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.