FIRST BANCORP /PR/
FBPNYSE
$27.44
↓ -1.4%Jul 17 close · end-of-day
Price
1Y↑ +31.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$4.3B
Enterprise Value
$4.6B
P/E
12.2
P/S
3.4
P/B
2.2
EV/EBITDA
—
PEG
1.2
FCF Yield
10.4%
Dividend Yield
2.7%
Revenue (TTM)
$1.3B
Net Income (TTM)
$356.6M
Free Cash Flow (TTM)
$446.7M
Gross Margin
—
Operating Margin
—
Net Margin
28.2%
ROE
18.1%
ROIC
—
Debt / Equity
0.1
Net Cash
-$290.0M
Return 1Y
+27.9%
Company profile
First BanCorp. Puerto Rico operates in six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands.
- CEO
- Aurelio Alemán-Bermúdez
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 3,130
- Website
- 1firstbank.com
Management & directors
- Berges Gonzalez OrlandoEVP and CFO
- Diaz-Bento LilianEVP
- Aleman AurelioPresident and CEO
- Alvarez-Cabrero SaraEVP, General Counsel
- Lacasa Jose MariaEVP
- Lopez-Lay GinorisEVP
- Mcdonald MichaelEVP
- Ortiz SaidChief Accounting Officer
- Pavia Juan CarlosEVP, Chief Operating Officer
- Rivera NaydaEVP, CCO and Chief of Staff
- Kafka DonaldEVP
Roles derived from SEC Form 4 filings.
Earnings
FBP Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$258.6M↑ +4.2%
Diluted EPS$0.57↑ +21.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $804.2M | $915.9M | $985.7M | $1.2B | $1.2B | $1.3B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $102.3M | $281.0M | $305.1M | $302.9M | $298.7M | $344.9M |
| Diluted EPS | $0.46 | $1.31 | $1.59 | $1.71 | $1.81 | $2.15 |
| Operating cash flow | $297.7M | $399.7M | $440.5M | $363.0M | $404.1M | $448.6M |
| Free cash flow | $281.7M | $386.4M | $420.0M | $340.4M | $394.1M | $437.5M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 12.7% | 30.7% | 30.9% | 26.2% | 24.4% | 27.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $231.7M | $234.6M | $529.1M | $248.1M | $246.8M | $248.7M | $511.4M | $258.6M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $75.8M | $73.7M | $75.7M | $77.1M | $80.2M | $100.5M | $87.1M | $88.8M |
| Diluted EPS | $0.46 | $0.45 | $0.46 | $0.47 | $0.50 | $0.63 | $0.55 | $0.57 |
| Operating cash flow | $71.1M | $118.0M | $96.8M | $108.2M | $95.4M | $137.6M | $107.3M | $121.1M |
| Free cash flow | $69.4M | $115.4M | $95.2M | $106.7M | $92.8M | $134.8M | $103.2M | $115.9M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 32.7% | 31.4% | 14.3% | 31.1% | 32.5% | 40.4% | 17.0% | 34.3% |
Company news
Jul 15, 2026
Jul 14, 2026
Jul 13, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | Berges Gonzalez Orlando· EVP and CFO | Tax withholding | 4,760 | $26.07 | $124,093.20 | filing |
| 2026-06-30 | Berges Gonzalez Orlando· EVP and CFO | Tax withholding | 4,523 | $26.07 | $117,914.61 | filing |
| 2026-06-30 | Berges Gonzalez Orlando· EVP and CFO | Tax withholding | 2,518 | $26.07 | $65,644.26 | filing |
| 2026-06-05 | Diaz-Bento Lilian· EVP | Sale | 8,000 | $24.33 | $194,676.80 | filing |
| 2026-03-31 | Eaves Patricia | Award | 1,872 | $21.36 | $39,985.92 | filing |
| 2026-03-31 | Eaves Patricia | Tax withholding | 209 | $21.36 | $4,464.24 | filing |
| 2026-03-21 | ALEMAN AURELIO· President and CEO | Tax withholding | 12,693 | $20.57 | $261,095.01 | filing |
| 2026-03-21 | RIVERA NAYDA· EVP, CCO and Chief of Staff | Tax withholding | 2,661 | $20.57 | $54,736.77 | filing |
| 2026-03-21 | Berges Gonzalez Orlando· EVP and CFO | Tax withholding | 2,479 | $20.57 | $50,993.03 | filing |
| 2026-03-21 | Alvarez-Cabrero Sara· EVP, General Counsel | Tax withholding | 1,694 | $20.57 | $34,845.58 | filing |
| 2026-03-21 | Lacasa Jose Maria· EVP | Tax withholding | 1,596 | $20.57 | $32,829.72 | filing |
| 2026-03-21 | Pavia Juan Carlos· EVP, Chief Operating Officer | Tax withholding | 1,474 | $20.57 | $30,320.18 | filing |
| 2026-03-21 | Ortiz Said· Chief Accounting Officer | Tax withholding | 1,436 | $20.57 | $29,538.52 | filing |
| 2026-03-21 | Diaz-Bento Lilian· EVP | Tax withholding | 853 | $20.57 | $17,546.21 | filing |
| 2026-03-21 | Lopez-Lay Ginoris· EVP | Tax withholding | 796 | $20.57 | $16,373.72 | filing |
| 2026-03-21 | McDonald Michael· EVP | Tax withholding | 794 | $20.57 | $16,332.58 | filing |
| 2026-03-19 | ALEMAN AURELIO· President and CEO | Award | 58,318 | $20.59 | $1.2M | filing |
| 2026-03-19 | Berges Gonzalez Orlando· EVP and CFO | Award | 13,980 | $20.59 | $287,848.20 | filing |
| 2026-03-19 | RIVERA NAYDA· EVP, CCO and Chief of Staff | Award | 13,576 | $20.59 | $279,529.84 | filing |
| 2026-03-19 | Pavia Juan Carlos· EVP, Chief Operating Officer | Award | 11,583 | $20.59 | $238,493.97 | filing |
| 2026-03-19 | Lacasa Jose Maria· EVP | Award | 10,693 | $20.59 | $220,168.87 | filing |
| 2026-03-19 | Alvarez-Cabrero Sara· EVP, General Counsel | Award | 9,781 | $20.59 | $201,390.79 | filing |
| 2026-03-19 | Diaz-Bento Lilian· EVP | Award | 9,689 | $20.59 | $199,496.51 | filing |
| 2026-03-19 | Ortiz Said· Chief Accounting Officer | Award | 9,471 | $20.59 | $195,007.89 | filing |
| 2026-03-19 | Lopez-Lay Ginoris· EVP | Award | 9,228 | $20.59 | $190,004.52 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.