FIRST BANCORP /NC/
FBNCNasdaq
$64.43
↓ -2.7%Jul 17 close · end-of-day
Price
1Y↑ +40.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$2.7B
Enterprise Value
$2.7B
P/E
22.0
P/S
—
P/B
1.6
EV/EBITDA
—
PEG
—
FCF Yield
7.7%
Dividend Yield
1.4%
Revenue (TTM)
—
Net Income (TTM)
$121.3M
Free Cash Flow (TTM)
$205.8M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
7.2%
ROIC
—
Debt / Equity
0.0
Net Cash
-$74.6M
Return 1Y
+37.4%
Company profile
First Bancorp provides banking products and services for individuals and small to medium-sized businesses. It accepts deposit products, such as checking, savings, and money market accounts. The company also offers loans for a range of consumer and commercial purposes. As of December 31, 2021, it operated 121 branches in North Carolina and South Carolina.
- CEO
- Richard H. Moore
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,290
- Headquarters
- North Carolina
- Website
- localfirstbank.com
Management & directors
- Bostian Elizabeth BChief Financial Officer
- Currie Gregory AChief Exec. Officer-First Bank
- Moore Richard HChief Executive Officer
- Hicks Thomas BrentChief Accounting Officer
- Wilson Christian AnthonyChief Operating Officer
- Mayer Michael GoodwinPresident
- Buczkowski Blaise BeaChief Accounting Officer
Roles derived from SEC Form 4 filings.
Earnings
FBNC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.13↑ +28.4%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | $25.3M | $17.4M | $32.8M | $70.1M | $67.6M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $81.5M | $95.6M | $146.9M | $104.1M | $76.2M | $111.0M |
| Diluted EPS | $2.81 | $3.19 | $4.12 | $2.53 | $1.84 | $2.68 |
| Operating cash flow | $58.3M | $142.3M | $230.7M | $131.4M | $174.8M | $203.1M |
| Free cash flow | $46.0M | $132.9M | $225.4M | $127.0M | $172.1M | $198.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | 377.7% | 842.1% | 317.3% | 108.7% | 164.2% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $28.7M | $18.7M | $3.6M | $36.4M | $38.6M | $20.4M | $15.7M | $46.7M |
| Diluted EPS | $0.70 | $0.45 | $0.08 | $0.88 | $0.93 | $0.49 | $0.38 | $1.13 |
| Operating cash flow | $87.7M | $38.4M | $68.7M | $52.6M | $45.7M | $49.7M | $55.2M | $61.2M |
| Free cash flow | $87.6M | $38.0M | $68.2M | $52.4M | $44.3M | $48.2M | $54.0M | $59.3M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 18, 2026
Jul 15, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-29 | MOORE RICHARD H· Chief Executive Officer | Tax withholding | 6,878 | $63.53 | $436,959.34 | filing |
| 2026-06-29 | CURRIE GREGORY A· Chief Exec. Officer-First Bank | Tax withholding | 2,096 | $63.53 | $133,158.88 | filing |
| 2026-06-29 | MOORE RICHARD H· Chief Executive Officer | Tax withholding | 2,096 | $63.53 | $133,158.88 | filing |
| 2026-06-29 | CURRIE GREGORY A· Chief Exec. Officer-First Bank | Tax withholding | 2,096 | $63.53 | $133,158.88 | filing |
| 2026-06-29 | Bostian Elizabeth B· Chief Financial Officer | Tax withholding | 1,887 | $63.53 | $119,881.11 | filing |
| 2026-06-29 | Bostian Elizabeth B· Chief Financial Officer | Tax withholding | 1,887 | $63.53 | $119,881.11 | filing |
| 2026-06-23 | MOORE RICHARD H· Chief Executive Officer | Award | 9,673 | $62.03 | $600,016.19 | filing |
| 2026-06-23 | CURRIE GREGORY A· Chief Exec. Officer-First Bank | Award | 7,739 | $62.03 | $480,050.17 | filing |
| 2026-06-23 | Bostian Elizabeth B· Chief Financial Officer | Award | 3,386 | $62.03 | $210,033.58 | filing |
| 2026-06-23 | Wilson Christian Anthony· Chief Operating Officer | Award | 2,902 | $62.03 | $180,011.06 | filing |
| 2026-06-23 | Hicks Thomas Brent· Chief Accounting Officer | Award | 1,087 | $62.03 | $67,426.61 | filing |
| 2026-06-15 | Hans Peter | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-15 | Nevin Katharine Caldwell | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | McLamb Carlie C Jr | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | DeFerie Suzanne S | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | Mayer Michael Goodwin | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | CRAWFORD JAMES C III | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | Taylor Frederick Leslie | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | Sloan O. Temple III | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | PERRY DEXTER V | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | MCCAULEY JOHN W | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-06-01 | Donnelly Abby Jill | Award | 863 | $57.99 | $50,045.37 | filing |
| 2026-05-20 | Mayer Michael Goodwin | Sale | 44,324 | $58.58 | $2.6M | filing |
| 2026-03-06 | Hicks Thomas Brent· Chief Accounting Officer | Award | 613 | $55.93 | $34,285.09 | filing |
| 2026-02-26 | Mayer Michael Goodwin· President | Tax withholding | 7,923 | $60.18 | $476,806.14 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.