EZCORP INC
EZPWNasdaq
$32.09
↓ -1.3%Jul 17 close · end-of-day
Price
1Y↑ +125.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$2.7B
Enterprise Value
$2.8B
P/E
17.3
P/S
1.8
P/B
2.4
EV/EBITDA
12.0
PEG
0.7
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$1.5B
Net Income (TTM)
$146.6M
Free Cash Flow (TTM)
—
Gross Margin
58.6%
Operating Margin
13.6%
Net Margin
9.9%
ROE
13.1%
ROIC
11.8%
Debt / Equity
0.5
Net Cash
-$164.8M
Return 1Y
+125.5%
Company profile
EZCORP, Inc. provides pawn loans in the United States and Latin America. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations.
- CEO
- Lachlan P. Given
- Sector
- Retail Trade
- Industry
- Retail
- Employees
- 7,000
- Headquarters
- Texas
- Website
- ezcorp.com
Management & directors
- Sajnani SunilChief Audit/LP Executive
- Bryant Ellen HChief Legal Officer
- Swies NicoleChief Revenue Officer
- Given Lachlan PChief Executive Officer
- Jugmans TimothyChief Financial Officer
- Powell John Blair Jr.Chief Operating Officer
- Vanroekel LisaChief Human Resources Officer
Roles derived from SEC Form 4 filings.
Earnings
EZPW Q2 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$446.9M↑ +45.9%
Diluted EPS$0.61↑ +84.8%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $822.8M | $729.6M | $886.2M | $1.0B | $1.2B | $1.3B |
| Gross profit | $449.2M | $449.5M | $528.1M | $609.8M | $682.3M | $746.1M |
| Operating income | -$48.4M | $31.2M | $74.9M | $92.2M | $112.5M | $149.2M |
| Net income | -$68.5M | $8.6M | $50.2M | $38.5M | $83.1M | $109.6M |
| Diluted EPS | -$1.24 | $0.15 | $0.70 | $0.53 | $1.10 | $1.42 |
| Operating cash flow | $49.1M | $46.4M | $66.5M | $101.8M | $113.6M | $149.0M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | 54.6% | 61.6% | 59.6% | 58.1% | 58.7% | 58.5% |
| Operating margin | -5.9% | 4.3% | 8.5% | 8.8% | 9.7% | 11.7% |
| Net margin | -8.3% | 1.2% | 5.7% | 3.7% | 7.2% | 8.6% |
| Line item | Q3 '24 | Q4 '24 | Q1 '24 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '25 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $281.4M | $294.6M | $320.2M | $306.3M | $311.0M | $336.8M | $382.0M | $446.9M |
| Gross profit | $166.7M | $175.4M | $185.4M | $178.5M | $183.6M | $198.6M | $223.0M | $260.0M |
| Operating income | $22.2M | $26.0M | $41.9M | $34.2M | $36.0M | $37.0M | $60.6M | $67.8M |
| Net income | $17.9M | $15.2M | $31.0M | $25.4M | $26.5M | $26.7M | $44.3M | $49.1M |
| Diluted EPS | $0.25 | $0.20 | $0.40 | $0.33 | $0.34 | $0.35 | $0.55 | $0.61 |
| Operating cash flow | $33.7M | $43.3M | $26.0M | $36.9M | $34.8M | $51.3M | $39.1M | $48.5M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | 59.2% | 59.5% | 57.9% | 58.3% | 59.1% | 59.0% | 58.4% | 58.2% |
| Operating margin | 7.9% | 8.8% | 13.1% | 11.2% | 11.6% | 11.0% | 15.9% | 15.2% |
| Net margin | 6.4% | 5.2% | 9.7% | 8.3% | 8.5% | 7.9% | 11.6% | 11.0% |
Company news
Jul 11, 2026
Jul 8, 2026
- 12d agoEZCORP Stock to Watch as Pawn Demand and Gold Prices Lift Profitfinance.yahoo.com
- 12d agoEZCORP's Strong Rally Puts Valuation and Earnings Outlook in Focusfinance.yahoo.com
- 12d agoEZCORP Stock Rides on Pawn Growth, Expansion and Margin Strengthfinance.yahoo.com
- 12d agoDow Jones Futures Fall, Oil Prices Soar As Trump Says U.S.-Iran Ceasefire 'Over'finance.yahoo.com
- 12d agoDow Jones Futures Tumble, Oil Prices Soar As Trump Says U.S.-Iran Ceasefire 'Over'finance.yahoo.com
- 12d agoDow Jones Futures: Oil Prices Keep Rising On Iran News After Samsung Fans AI Fearsfinance.yahoo.com
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-06 | ESPINOSA PABLO LAGOS | Sale | 10,000 | $35.54 | $355,426.00 | filing |
| 2026-06-05 | ESPINOSA PABLO LAGOS | Sale | 10,000 | $32.00 | $320,043.00 | filing |
| 2026-05-20 | APPEL MATTHEW | Sale | 15,037 | $33.25 | $499,980.25 | filing |
| 2026-05-12 | Kulas Jason A. | Sale | 20,000 | $33.56 | $671,216.00 | filing |
| 2026-03-26 | Kulas Jason A. | Award | 6,641 | $25.60 | $170,009.60 | filing |
| 2026-03-26 | Tillett Gary | Award | 6,641 | $25.60 | $170,009.60 | filing |
| 2026-03-26 | Arnold Zena Srivatsa | Award | 6,641 | $25.60 | $170,009.60 | filing |
| 2026-03-26 | APPEL MATTHEW | Award | 6,641 | $25.60 | $170,009.60 | filing |
| 2026-03-26 | ESPINOSA PABLO LAGOS | Award | 6,641 | $25.60 | $170,009.60 | filing |
| 2026-03-26 | Kulas Jason A. | Award | 6,641 | $25.60 | $170,009.60 | filing |
| 2026-03-02 | Sajnani Sunil· Chief Audit/LP Executive | Sale | 18,353 | $26.76 | $491,126.28 | filing |
| 2026-02-23 | Tillett Gary | Sale | 10,000 | $25.50 | $255,000.00 | filing |
| 2026-02-23 | Tillett Gary | Sale | 10,000 | $25.50 | $255,000.00 | filing |
| 2026-02-19 | ESPINOSA PABLO LAGOS | Sale | 20,000 | $25.00 | $500,000.00 | filing |
| 2026-02-18 | Tillett Gary | Sale | 10,000 | $25.00 | $250,000.00 | filing |
| 2026-02-17 | Swies Nicole· Chief Revenue Officer | Sale | 24,138 | $24.75 | $597,415.50 | filing |
| 2026-02-17 | Bryant Ellen H· Chief Legal Officer | Sale | 20,000 | $25.00 | $500,000.00 | filing |
| 2025-11-19 | Given Lachlan P· Chief Executive Officer | Option exercise | 352,786 | $17.82 | $6.3M | filing |
| 2025-11-19 | Powell John Blair Jr.· Chief Operating Officer | Option exercise | 145,522 | $17.82 | $2.6M | filing |
| 2025-11-19 | Jugmans Timothy· Chief Financial Officer | Option exercise | 88,195 | $17.82 | $1.6M | filing |
| 2025-11-19 | Swies Nicole· Chief Revenue Officer | Option exercise | 60,007 | $17.82 | $1.1M | filing |
| 2025-11-19 | VANROEKEL LISA· Chief Human Resources Officer | Option exercise | 57,855 | $17.82 | $1.0M | filing |
| 2025-11-19 | Powell John Blair Jr.· Chief Operating Officer | Tax withholding | 57,266 | $17.82 | $1.0M | filing |
| 2025-11-19 | Given Lachlan P· Chief Executive Officer | Tax withholding | 56,273 | $17.82 | $1.0M | filing |
| 2025-11-19 | Bryant Ellen H· Chief Legal Officer | Option exercise | 53,622 | $17.82 | $955,544.04 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.