Essent Group Ltd.
ESNTNYSE
$66.71
↑ +0.6%Jul 17 close · end-of-day
Price
1Y↑ +22.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$6.3B
Enterprise Value
$6.3B
P/E
9.5
P/S
4.9
P/B
1.1
EV/EBITDA
—
PEG
—
FCF Yield
13.0%
Dividend Yield
1.9%
Revenue (TTM)
$1.3B
Net Income (TTM)
$686.3M
Free Cash Flow (TTM)
$818.6M
Gross Margin
—
Operating Margin
—
Net Margin
53.6%
ROE
12.0%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+21.6%
Company profile
Essent Group Ltd. provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, master policy, and master policy. The company also provides information technology maintenance and development services.
- CEO
- Mark A. Casale
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 350
- Website
- essentgroup.com
Management & directors
- Casale MarkChairman, CEO and President
- Weinstock David BSVP and CFO
- Gibbons Mary LourdesSVP and Chief Legal Officer
- Bhasin VijaySVP and Chief Risk Officer
- Curran Christopher GPres., Essent Guaranty, Inc.
Roles derived from SEC Form 4 filings.
Earnings
ESNT Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$336.1M↑ +5.8%
Diluted EPS$1.82↑ +7.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $955.2M | $1.0B | $1.0B | $1.1B | $1.2B | $1.3B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $413.0M | $681.8M | $831.4M | $696.4M | $729.4M | $690.0M |
| Diluted EPS | $3.88 | $6.11 | $7.72 | $6.50 | $6.85 | $6.90 |
| Operating cash flow | $727.9M | $709.3M | $588.8M | $763.0M | $861.5M | $856.1M |
| Free cash flow | $725.5M | $706.8M | $584.8M | $759.0M | $854.8M | $848.7M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 43.2% | 66.3% | 83.1% | 62.8% | 58.7% | 54.7% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $312.9M | $316.6M | $315.0M | $317.6M | $319.1M | $311.8M | $312.4M | $336.1M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $203.6M | $176.2M | $167.9M | $175.4M | $195.3M | $164.2M | $155.0M | $171.8M |
| Diluted EPS | $1.91 | $1.65 | $1.59 | $1.69 | $1.93 | $1.67 | $1.61 | $1.82 |
| Operating cash flow | $188.7M | $229.2M | $226.7M | $221.6M | $189.5M | $215.9M | $229.1M | $192.0M |
| Free cash flow | $187.6M | $228.7M | $226.0M | $221.3M | $188.8M | $210.6M | $228.0M | $191.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 65.1% | 55.6% | 53.3% | 55.2% | 61.2% | 52.7% | 49.6% | 51.1% |
Company news
Jul 17, 2026
Jul 10, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-14 | CASALE MARK· Chairman, CEO and President | Sale | 78,699 | $65.23 | $5.1M | filing |
| 2026-07-13 | CASALE MARK· Chairman, CEO and President | Sale | 23,900 | $65.07 | $1.6M | filing |
| 2026-07-07 | CASALE MARK· Chairman, CEO and President | Sale | 29,329 | $65.35 | $1.9M | filing |
| 2026-07-06 | CASALE MARK· Chairman, CEO and President | Sale | 1,245 | $65.08 | $81,024.60 | filing |
| 2026-06-30 | CASALE MARK· Chairman, CEO and President | Sale | 3,763 | $65.01 | $244,632.63 | filing |
| 2026-06-26 | WEINSTOCK DAVID B· SVP and CFO | Sale | 5,500 | $63.51 | $349,305.00 | filing |
| 2026-05-07 | Heise Angela L | Option exercise | 56 | $0.00 | $0.00 | filing |
| 2026-05-07 | Heise Angela L | Option exercise | 2,569 | $0.00 | $0.00 | filing |
| 2026-05-07 | Dutt Aditya | Option exercise | 2,569 | $0.00 | $0.00 | filing |
| 2026-05-07 | Dutt Aditya | Option exercise | 56 | $0.00 | $0.00 | filing |
| 2026-05-07 | Galda April Joyce | Option exercise | 2,569 | — | — | filing |
| 2026-05-07 | Galda April Joyce | Option exercise | 56 | — | — | filing |
| 2026-05-07 | PAULS DOUGLAS J | Option exercise | 56 | — | — | filing |
| 2026-05-07 | Karna Anu | Option exercise | 2,569 | — | — | filing |
| 2026-05-07 | Karna Anu | Option exercise | 56 | — | — | filing |
| 2026-05-07 | Benson David C | Option exercise | 2,569 | — | — | filing |
| 2026-05-07 | Benson David C | Option exercise | 56 | — | — | filing |
| 2026-05-07 | SPIEGEL WILLIAM | Option exercise | 2,569 | — | — | filing |
| 2026-05-07 | SPIEGEL WILLIAM | Option exercise | 56 | — | — | filing |
| 2026-05-07 | PAULS DOUGLAS J | Option exercise | 2,569 | — | — | filing |
| 2026-05-07 | KASMAR ROY JAMES | Option exercise | 2,569 | — | — | filing |
| 2026-05-07 | KASMAR ROY JAMES | Option exercise | 56 | — | — | filing |
| 2026-04-28 | CASALE MARK· Chairman, CEO and President | Sale | 13,064 | $65.05 | $849,813.20 | filing |
| 2026-04-28 | Gibbons Mary Lourdes· SVP and Chief Legal Officer | Sale | 4,250 | $65.01 | $276,292.50 | filing |
| 2026-04-20 | Gibbons Mary Lourdes· SVP and Chief Legal Officer | Sale | 7,628 | $63.01 | $480,640.28 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.