EAGLE FINANCIAL SERVICES INC
EFSINasdaq
$42.33
↓ -1.2%Jul 17 close · end-of-day
Price
1Y↑ +32.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$229.1M
Enterprise Value
$258.7M
P/E
12.0
P/S
—
P/B
1.2
EV/EBITDA
—
PEG
—
FCF Yield
10.1%
Dividend Yield
2.9%
Revenue (TTM)
—
Net Income (TTM)
$18.9M
Free Cash Flow (TTM)
$23.2M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
10.0%
ROIC
—
Debt / Equity
0.2
Net Cash
-$29.6M
Return 1Y
+31.2%
Company profile
Eagle Financial Services, Inc. provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate and construction and land development, and commercial and industrial loans.
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 230
- Headquarters
- Virginia
- Website
- bankofclarke.bank
Management & directors
- Schmidt MarianneEXECUTIVE OFFICER
- Lorey Brandon CraigEXECUTIVE OFFICER
- Braithwaite Todd AEXECUTIVE OFFICER
- Croson Kathleen SEXECUTIVE OFFICER
- Chappell Kathleen JEXECUTIVE OFFICER
- Crosen Kaley AnnEXECUTIVE OFFICER
- Poffinberger Aaron MEXECUTIVE OFFICER
- Yamini YasamanEXECUTIVE OFFICER
- Zmitrovich Joseph TEXECUTIVE OFFICER
- Purrington Debra LEXECUTIVE OFFICER
- Smith Nicholas PeterEXECUTIVE OFFICER
- George James S IiEXECUTIVE OFFICER
Roles derived from SEC Form 4 filings.
Earnings
EFSI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.69↓ -145.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | $236,000.00 | $3,000.00 | $0.00 | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $11.2M | $11.0M | $14.5M | $9.4M | $15.3M | $8.2M |
| Diluted EPS | $3.27 | $3.20 | $4.17 | $2.66 | $4.32 | $1.59 |
| Operating cash flow | $11.0M | $16.5M | $13.8M | $6.9M | $18.8M | $25.8M |
| Free cash flow | $10.6M | $15.9M | $13.0M | $5.8M | $17.7M | $24.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | 4669.9% | 484033.3% | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.2M | $3.4M | $6.2M | -$7.0M | $5.3M | $5.6M | $4.3M | $3.7M |
| Diluted EPS | $0.89 | $0.97 | $1.74 | -$1.53 | $0.98 | $1.04 | $0.81 | $0.69 |
| Operating cash flow | -$1.8M | $7.5M | $6.3M | $5.8M | $2.6M | $8.2M | $9.2M | $4.3M |
| Free cash flow | -$2.2M | $7.3M | $6.0M | $5.3M | $2.3M | $7.8M | $9.0M | $4.1M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
May 1, 2026
Apr 29, 2026
Apr 28, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-19 | SMALLEY ROBERT W JR | D | 761 | $0.00 | $0.00 | filing |
| 2026-04-29 | SCHMIDT MARIANNE· EXECUTIVE OFFICER | Sale | 388 | $37.95 | $14,724.60 | filing |
| 2026-03-11 | HAMBERGER SCOTT M | Buy | 909 | $33.00 | $29,997.00 | filing |
| 2026-03-11 | HAMBERGER SCOTT M | Gift | 600 | $0.00 | $0.00 | filing |
| 2026-03-11 | HAMBERGER SCOTT M | Gift | 600 | $0.00 | $0.00 | filing |
| 2026-03-05 | HILL EDWARD III | Buy | 939 | $34.62 | $32,508.18 | filing |
| 2026-03-02 | Lorey Brandon Craig· EXECUTIVE OFFICER | Buy | 350 | $34.53 | $12,085.50 | filing |
| 2026-02-27 | HAMBERGER SCOTT M | Buy | 945 | $36.00 | $34,020.00 | filing |
| 2026-01-30 | HAMBERGER SCOTT M | Buy | 597 | $37.99 | $22,680.03 | filing |
| 2026-01-05 | Lorey Brandon Craig· EXECUTIVE OFFICER | Tax withholding | 451 | $39.35 | $17,746.85 | filing |
| 2026-01-05 | ZMITROVICH JOSEPH T· EXECUTIVE OFFICER | Tax withholding | 343 | $39.35 | $13,497.05 | filing |
| 2026-01-05 | Chappell Kathleen J· EXECUTIVE OFFICER | Tax withholding | 208 | $39.35 | $8,184.80 | filing |
| 2026-01-05 | POFFINBERGER AARON M· EXECUTIVE OFFICER | Tax withholding | 155 | $39.35 | $6,099.25 | filing |
| 2026-01-05 | CROSON KATHLEEN S· EXECUTIVE OFFICER | Tax withholding | 133 | $39.35 | $5,233.55 | filing |
| 2026-01-05 | Crosen Kaley Ann· EXECUTIVE OFFICER | Tax withholding | 130 | $39.35 | $5,115.50 | filing |
| 2026-01-05 | SCHMIDT MARIANNE· EXECUTIVE OFFICER | Tax withholding | 120 | $39.35 | $4,722.00 | filing |
| 2026-01-05 | BRAITHWAITE TODD A· EXECUTIVE OFFICER | Tax withholding | 112 | $39.35 | $4,407.20 | filing |
| 2026-01-05 | Yamini Yasaman· EXECUTIVE OFFICER | Tax withholding | 36 | $39.35 | $1,416.60 | filing |
| 2026-01-02 | Lorey Brandon Craig· EXECUTIVE OFFICER | Tax withholding | 1,058 | $39.44 | $41,727.52 | filing |
| 2026-01-02 | ZMITROVICH JOSEPH T· EXECUTIVE OFFICER | Tax withholding | 804 | $39.44 | $31,709.76 | filing |
| 2026-01-02 | Chappell Kathleen J· EXECUTIVE OFFICER | Tax withholding | 492 | $39.44 | $19,404.48 | filing |
| 2026-01-02 | POFFINBERGER AARON M· EXECUTIVE OFFICER | Tax withholding | 367 | $39.44 | $14,474.48 | filing |
| 2026-01-02 | Crosen Kaley Ann· EXECUTIVE OFFICER | Tax withholding | 339 | $39.44 | $13,370.16 | filing |
| 2026-01-02 | SCHMIDT MARIANNE· EXECUTIVE OFFICER | Tax withholding | 311 | $39.44 | $12,265.84 | filing |
| 2026-01-02 | CROSON KATHLEEN S· EXECUTIVE OFFICER | Tax withholding | 311 | $39.44 | $12,265.84 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.