Dave Inc./DE
DAVENasdaq
$440.42
↓ -0.5%Jul 17 close · end-of-day
Price
1Y↑ +130.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$6.3B
Enterprise Value
$6.2B
P/E
28.3
P/S
10.5
P/B
31.1
EV/EBITDA
—
PEG
—
FCF Yield
5.1%
Dividend Yield
—
Revenue (TTM)
$604.6M
Net Income (TTM)
$225.1M
Free Cash Flow (TTM)
$326.5M
Gross Margin
—
Operating Margin
—
Net Margin
37.2%
ROE
110.5%
ROIC
—
Debt / Equity
—
Net Cash
$175.9M
Return 1Y
+115.9%
Company profile
Dave, Inc. engages in the development of a financial management mobile application to prevent bank overdrafts. It operates Dave, a financial platform that helps customers with banking, financial insights, overdraft protection, building credit, and finding side gigs. The company also provides Dave Banking, a spending account and debit card.
- CEO
- Jason Wilk
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 250
- Headquarters
- California
- Website
- dave.com
Management & directors
- Beilman KyleCFO and COO and Secretary
- Wilk JasonChief Executive Officer
Roles derived from SEC Form 4 filings.
Earnings
DAVE Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$158.4M↑ +46.7%
Diluted EPS$4.02↑ +104.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $153.0M | $204.8M | $259.1M | $347.1M | $554.2M |
| Gross profit | — | — | — | — | — |
| Operating income | -$6.4M | — | — | — | — |
| Net income | -$20.0M | -$128.9M | -$49.0M | $58.0M | $196.0M |
| Diluted EPS | -$4.69 | -$11.12 | -$4.07 | $4.19 | $13.53 |
| Operating cash flow | -$541,000.00 | -$44.9M | $33.8M | $125.1M | $290.0M |
| Free cash flow | -$912,000.00 | -$45.6M | $33.1M | $124.9M | $289.7M |
| Gross margin | — | — | — | — | — |
| Operating margin | -4.2% | — | — | — | — |
| Net margin | -13.1% | -62.9% | -18.9% | 16.7% | 35.4% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $80.1M | $92.5M | $100.8M | $108.0M | $131.8M | $150.7M | $163.7M | $158.4M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $6.4M | $466,000.00 | $16.9M | $28.8M | $9.0M | $92.1M | $66.1M | $57.9M |
| Diluted EPS | $0.47 | $0.03 | $1.09 | $1.97 | $0.62 | $6.34 | $4.60 | $4.02 |
| Operating cash flow | $28.0M | $37.0M | $41.7M | $45.2M | $68.2M | $83.2M | $93.3M | $82.0M |
| Free cash flow | $27.9M | $37.0M | $41.7M | $45.2M | $68.1M | $83.2M | $93.2M | $82.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 7.9% | 0.5% | 16.8% | 26.7% | 6.9% | 61.1% | 40.4% | 36.6% |
Company news
Jul 13, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-05 | Preston Dan | Sale | 275 | $259.83 | $71,453.25 | filing |
| 2026-06-05 | Rozov Yadin | Gift | 2,200 | $0.00 | $0.00 | filing |
| 2026-06-04 | Preston Dan | Sale | 275 | $247.65 | $68,103.75 | filing |
| 2026-06-02 | Wilk Jason· Chief Executive Officer | Sale | 8,290 | $275.01 | $2.3M | filing |
| 2026-06-02 | Beilman Kyle· CFO and COO and Secretary | Sale | 4,073 | $275.00 | $1.1M | filing |
| 2026-06-02 | Wilk Jason· Chief Executive Officer | Sale | 104 | $276.55 | $28,761.20 | filing |
| 2026-06-02 | Wilk Jason· Chief Executive Officer | Sale | 80 | $277.49 | $22,199.20 | filing |
| 2026-06-02 | Beilman Kyle· CFO and COO and Secretary | Sale | 49 | $277.23 | $13,584.27 | filing |
| 2026-06-02 | Carroll Brendan | Award | 637 | $0.00 | $0.00 | filing |
| 2026-06-02 | Khajehnouri Nima | Award | 637 | $0.00 | $0.00 | filing |
| 2026-06-02 | POPE MICHAEL W | Award | 637 | $0.00 | $0.00 | filing |
| 2026-06-02 | Rozov Yadin | Award | 637 | $0.00 | $0.00 | filing |
| 2026-06-02 | Preston Dan | Award | 637 | $0.00 | $0.00 | filing |
| 2026-03-18 | Beilman Kyle· CFO and COO and Secretary | Tax withholding | 3,261 | $206.09 | $672,059.49 | filing |
| 2026-03-09 | Beilman Kyle· CFO and COO and Secretary | Award | 9,498 | $0.00 | $0.00 | filing |
| 2026-03-09 | Beilman Kyle· CFO and COO and Secretary | Award | 8,260 | $0.00 | $0.00 | filing |
| 2026-03-09 | Beilman Kyle· CFO and COO and Secretary | Award | 30,224 | $0.00 | $0.00 | filing |
| 2026-03-09 | Wilk Jason· Chief Executive Officer | Award | 13,767 | $0.00 | $0.00 | filing |
| 2026-03-09 | Wilk Jason· Chief Executive Officer | Award | 72,539 | $0.00 | $0.00 | filing |
| 2026-03-09 | Wilk Jason· Chief Executive Officer | Award | 18,335 | $0.00 | $0.00 | filing |
| 2026-03-06 | Mitchell Andrea | Sale | 2,158 | $209.34 | $451,755.72 | filing |
| 2026-03-06 | Mitchell Andrea | Sale | 2,004 | $213.58 | $428,014.32 | filing |
| 2026-03-06 | Mitchell Andrea | Sale | 1,871 | $211.38 | $395,491.98 | filing |
| 2026-03-06 | Mitchell Andrea | Sale | 1,782 | $208.28 | $371,154.96 | filing |
| 2026-03-06 | Mitchell Andrea | Sale | 1,645 | $210.32 | $345,976.40 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.