CENTRAL PACIFIC FINANCIAL CORP
CPFNYSE
$39.09
↓ -2.2%Jul 17 close · end-of-day
Price
1Y↑ +42.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.0B
Enterprise Value
$1.1B
P/E
13.1
P/S
19.7
P/B
1.7
EV/EBITDA
—
PEG
6.0
FCF Yield
8.7%
Dividend Yield
2.8%
Revenue (TTM)
$52.3M
Net Income (TTM)
$80.4M
Free Cash Flow (TTM)
$90.0M
Gross Margin
—
Operating Margin
—
Net Margin
153.8%
ROE
13.6%
ROIC
—
Debt / Equity
0.1
Net Cash
-$76.5M
Return 1Y
+40.2%
Company profile
Central Pacific Financial Corp. operates as the holding company for Central Pacific Bank that provides commercial banking products and services to businesses, professionals, and individuals in the United States. The company's lending activities comprise commercial loans, financial and agricultural loans, commercial and residential mortgages, and construction loans. As of December 31, 2021, it operated 30 branches and 69 automated teller machines in Hawaii.
- CEO
- Paul K. Yonamine
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 780
- Headquarters
- Hawaii
- Website
- cpb.bank
Management & directors
- Martines Arnold DChairman, President & CEO
- Matsumoto Dayna NEVP, CFO
- Mesick RalphSenior EVP, CRO
- Morimoto DavidVice Chairman & COO
Roles derived from SEC Form 4 filings.
Earnings
CPF Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$11.6M↑ +4.3%
Diluted EPS$0.78↑ +20.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $23.8M | $43.1M | $47.9M | $46.7M | $38.7M | $51.8M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $37.3M | $79.9M | $73.9M | $58.7M | $53.4M | $77.5M |
| Diluted EPS | $1.32 | $2.83 | $2.68 | $2.17 | $1.97 | $2.86 |
| Operating cash flow | $76.8M | $110.5M | $114.1M | $105.1M | $90.5M | $97.5M |
| Free cash flow | $50.8M | $88.3M | $95.7M | $92.5M | $75.4M | $92.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 156.5% | 185.5% | 154.3% | 125.7% | 137.9% | 149.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $12.1M | $12.7M | $2.6M | $11.1M | $13.0M | $13.5M | $14.2M | $11.6M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $15.8M | $13.3M | $11.3M | $17.8M | $18.3M | $18.6M | $22.9M | $20.7M |
| Diluted EPS | $0.58 | $0.49 | $0.42 | $0.65 | $0.67 | $0.69 | $0.85 | $0.78 |
| Operating cash flow | $25.9M | $21.3M | $26.3M | $20.4M | $34.3M | $22.2M | $20.5M | $18.3M |
| Free cash flow | $21.3M | $15.6M | $24.8M | $19.6M | $32.3M | $21.4M | $19.1M | $17.3M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 130.5% | 104.5% | 432.4% | 160.1% | 140.4% | 137.5% | 161.1% | 179.1% |
Company news
Apr 30, 2026
Apr 29, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-15 | Nobriga Robert | Award | 2,303 | $33.65 | $77,495.95 | filing |
| 2026-05-15 | Kindred Jonathan B | Award | 2,228 | $33.65 | $74,972.20 | filing |
| 2026-05-15 | Paloma Diane S.L. | Award | 2,080 | $33.65 | $69,992.00 | filing |
| 2026-05-15 | Lutes Christopher | Award | 2,080 | $33.65 | $69,992.00 | filing |
| 2026-05-15 | Fujimoto Jason | Award | 1,857 | $33.65 | $62,488.05 | filing |
| 2026-05-15 | KOSASA PAUL | Award | 1,857 | $33.65 | $62,488.05 | filing |
| 2026-02-17 | Martines Arnold D· Chairman, President & CEO | Tax withholding | 6,324 | $34.38 | $217,419.12 | filing |
| 2026-02-17 | Morimoto David· Vice Chairman & COO | Tax withholding | 3,371 | $34.38 | $115,894.98 | filing |
| 2026-02-17 | Martines Arnold D· President & CEO | Tax withholding | 3,152 | $34.38 | $108,365.76 | filing |
| 2026-02-17 | Martines Arnold D· President & CEO | Tax withholding | 2,109 | $34.38 | $72,507.42 | filing |
| 2026-02-17 | Martines Arnold D· President & CEO | Tax withholding | 2,056 | $34.38 | $70,685.28 | filing |
| 2026-02-17 | Morimoto David· Senior EVP, COO | Tax withholding | 1,319 | $34.38 | $45,347.22 | filing |
| 2026-02-17 | Morimoto David· Senior EVP, COO | Tax withholding | 833 | $34.38 | $28,638.54 | filing |
| 2026-02-17 | Morimoto David· Senior EVP, COO | Tax withholding | 713 | $34.38 | $24,512.94 | filing |
| 2026-02-17 | Mesick Ralph· Senior EVP, CRO | Tax withholding | 548 | $34.38 | $18,840.24 | filing |
| 2026-02-17 | Matsumoto Dayna N· EVP, CFO | Tax withholding | 340 | $34.38 | $11,689.20 | filing |
| 2026-02-17 | Matsumoto Dayna N· EVP, CFO | Tax withholding | 328 | $34.38 | $11,276.64 | filing |
| 2026-02-17 | Matsumoto Dayna N· EVP, CFO | Tax withholding | 161 | $34.38 | $5,535.18 | filing |
| 2026-02-17 | Matsumoto Dayna N· EVP, CFO | Tax withholding | 114 | $34.38 | $3,919.32 | filing |
| 2026-02-17 | Morimoto David· Vice Chairman & COO | Award | 7,746 | $0.00 | $0.00 | filing |
| 2026-02-17 | Matsumoto Dayna N· EVP, CFO | Award | 2,974 | $0.00 | $0.00 | filing |
| 2026-02-17 | Mesick Ralph· Senior EVP, CRO | Award | 4,528 | $0.00 | $0.00 | filing |
| 2026-02-17 | Morimoto David· Senior EVP, COO | Award | 5,898 | $0.00 | $0.00 | filing |
| 2026-02-17 | Martines Arnold D· President & CEO | Award | 11,635 | $0.00 | $0.00 | filing |
| 2026-02-17 | Matsumoto Dayna N· EVP, CFO | Award | 1,052 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.