CoastalSouth Bancshares, Inc.
COSONYSE
$27.06
↓ -1.1%Jul 17 close · end-of-day
Price
1Y↑ +27.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$336.6M
Enterprise Value
$336.6M
P/E
12.3
P/S
167.7
P/B
1.3
EV/EBITDA
—
PEG
—
FCF Yield
12.2%
Dividend Yield
—
Revenue (TTM)
$2.0M
Net Income (TTM)
$26.2M
Free Cash Flow (TTM)
$41.2M
Gross Margin
—
Operating Margin
—
Net Margin
1304.0%
ROE
10.0%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+29.1%
Company profile
CoastalSouth Bancshares, Inc. is a bank holding company headquartered in Atlanta, Georgia. Through our wholly owned subsidiary, Coastal States Bank, a South Carolina state-chartered commercial bank, we offer a full range of banking products and services designed for businesses, real estate professionals, and consumers looking for a deep and meaningful relationship with their bank. Our principal executive offices are located in Atlanta, Georgia.
- CEO
- Stephen R. Stone
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 180
- Headquarters
- Georgia
- Website
- www.coastalstatesbank.com/
Management & directors
- Valduga Anthony P.CFO AND COO
- Hemby Lauren M.CHIEF ACCOUNTING OFFICER
- Stone Stephen R.PRESIDENT AND CEO
- Turner Cameron BradleyCHIEF CREDIT OFFICER
Roles derived from SEC Form 4 filings.
Earnings
COSO Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$519,000.00↑ +4.4%
Diluted EPS$0.51↑ +8.5%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2024 | FY2025 |
|---|---|---|
| Revenue | $1.9M | $2.0M |
| Gross profit | — | — |
| Operating income | — | — |
| Net income | $21.9M | $24.9M |
| Diluted EPS | $2.09 | $2.16 |
| Operating cash flow | -$12.7M | $63.1M |
| Free cash flow | -$14.1M | $61.3M |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 1174.5% | 1254.0% |
| Line item | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|
| Revenue | $528,000.00 | $427,000.00 | $497,000.00 | $487,000.00 | $464,000.00 | $537,000.00 | $519,000.00 |
| Gross profit | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — |
| Net income | $5.9M | $7.9M | $5.0M | $6.0M | $6.7M | $7.1M | $6.3M |
| Diluted EPS | $0.56 | $0.75 | $0.47 | $0.57 | $0.54 | $0.58 | $0.51 |
| Operating cash flow | — | -$2.4M | -$1.2M | -$15.6M | -$5.5M | $85.5M | -$20.6M |
| Free cash flow | — | -$3.1M | -$1.6M | -$16.3M | -$5.9M | $85.1M | -$21.7M |
| Gross margin | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — |
| Net margin | 1115.0% | 1846.4% | 1016.1% | 1224.8% | 1452.8% | 1328.9% | 1219.5% |
Company news
Jul 20, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-06 | Valduga Anthony P.· CFO AND COO | Sale | 4,558 | $25.84 | $117,778.72 | filing |
| 2026-05-06 | Valduga Anthony P.· CFO AND COO | Gift | 2,000 | $0.00 | $0.00 | filing |
| 2026-04-27 | Stone Stephen R.· PRESIDENT AND CEO | Tax withholding | 5,022 | $25.59 | $128,512.98 | filing |
| 2026-04-27 | Valduga Anthony P.· CFO AND COO | Tax withholding | 3,841 | $25.59 | $98,291.19 | filing |
| 2026-04-27 | Hemby Lauren M.· CHIEF ACCOUNTING OFFICER | Tax withholding | 1,181 | $25.59 | $30,221.79 | filing |
| 2026-04-27 | Turner Cameron Bradley· CHIEF CREDIT OFFICER | Tax withholding | 1,169 | $25.59 | $29,914.71 | filing |
| 2026-04-27 | Valduga Anthony P.· CFO AND COO | Option exercise | 13,000 | $0.00 | $0.00 | filing |
| 2026-04-27 | Stone Stephen R.· PRESIDENT AND CEO | Option exercise | 17,000 | $0.00 | $0.00 | filing |
| 2026-04-27 | Hemby Lauren M.· CHIEF ACCOUNTING OFFICER | Option exercise | 4,000 | $0.00 | $0.00 | filing |
| 2026-04-27 | Turner Cameron Bradley· CHIEF CREDIT OFFICER | Option exercise | 4,000 | $0.00 | $0.00 | filing |
| 2026-03-09 | Stone Stephen R.· PRESIDENT AND CEO | Buy | 200 | $24.15 | $4,830.00 | filing |
| 2026-02-10 | HIGH MICHAEL B | Buy | 1,500 | $25.14 | $37,710.00 | filing |
| 2025-07-02 | Topper Joseph V. Jr. | Buy | 100,000 | $21.50 | $2.1M | filing |
| 2025-07-02 | Richardson James N. Jr. | Buy | 20,000 | $21.50 | $430,000.00 | filing |
| 2025-07-02 | Gutin Boris | Buy | 11,000 | $21.50 | $236,500.00 | filing |
| 2025-07-02 | MACLEOD JAMES S | Buy | 10,000 | $21.50 | $215,000.00 | filing |
| 2025-07-02 | ALDRIDGE JOHN G JR | Buy | 5,000 | $21.50 | $107,500.00 | filing |
| 2025-07-02 | FRAWLEY PATRICK M | Buy | 4,650 | $21.50 | $99,975.00 | filing |
| 2025-07-02 | Hemby Lauren M.· CHIEF ACCOUNTING OFFICER | Buy | 4,500 | $21.50 | $96,750.00 | filing |
| 2025-07-02 | Askins L. Scott | Buy | 2,325 | $21.50 | $49,987.50 | filing |
| 2025-07-02 | Stone Stephen R.· PRESIDENT AND CEO | Buy | 2,200 | $21.50 | $47,300.00 | filing |
| 2025-07-02 | Bruderer Ernst W. | Buy | 2,000 | $21.50 | $43,000.00 | filing |
| 2025-07-02 | Valduga Anthony P.· CFO AND COO | Buy | 1,500 | $21.50 | $32,250.00 | filing |
| 2025-07-02 | Turner Cameron Bradley· CHIEF CREDIT OFFICER | Buy | 1,000 | $21.50 | $21,500.00 | filing |
Latest 24 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.