CIVISTA BANCSHARES, INC.
CIVBNasdaq
$28.51
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↑ +36.3%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
—
Enterprise Value
—
P/E
10.6
P/S
—
P/B
—
EV/EBITDA
—
PEG
20.7
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$19.0M
Net Income (TTM)
$51.0M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
268.0%
ROE
9.2%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+37.1%
Company profile
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate and other loans. It also purchases securities; and provides trust and third-party insurance services.
- CEO
- Dennis G. Shaffer
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 440
- Headquarters
- Ohio
- Website
- civb.com
Management & directors
- Curry Robert L JrSenior Vice President
- Dutton Richard JSenior Vice President
- Doucette Veronica GSVP/Human Resources Officer
- Edwards Russell L JrSenior Vice President
- Kessler Carl A IiiSenior Vice President
- Katitus Robert LSVP/CLO
- Mulford Michael D.Senior Vice President
- Morrison Lance A.SVP, Legal Counsel
- Parcher Charles A.Senior Vice President
- Shaffer Dennis GCEO and President
- Waltz-Jaskolski Donna M.Senior Vice President
- Whinnem IanSVP/CFO
Roles derived from SEC Form 4 filings.
Earnings
CIVB Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$4.8M↑ +0.4%
Diluted EPS$0.72↑ +9.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $16.9M | $19.6M | $24.5M | $30.4M | $19.1M | $19.0M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $32.2M | $40.5M | $39.4M | $43.0M | $31.7M | $46.2M |
| Diluted EPS | $2.00 | $2.63 | $2.60 | $2.73 | $2.01 | $2.64 |
| Operating cash flow | $32.7M | $40.8M | $25.2M | $62.7M | $48.2M | $43.3M |
| Free cash flow | $30.7M | $38.8M | $18.7M | $59.3M | $44.1M | $42.1M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 190.0% | 206.5% | 160.7% | 141.1% | 165.7% | 242.9% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.8M | $5.2M | $2.5M | $4.8M | $5.1M | $6.2M | $2.9M | $4.8M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $7.1M | $8.4M | $9.9M | $10.2M | $11.0M | $12.8M | $12.3M | $15.0M |
| Diluted EPS | $0.45 | $0.53 | $0.62 | $0.66 | $0.71 | $0.68 | $0.59 | $0.72 |
| Operating cash flow | $12.2M | $12.9M | $22.4M | $3.6M | $11.1M | $19.0M | $9.6M | $12.2M |
| Free cash flow | — | — | — | $3.5M | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 122.0% | 161.1% | 400.9% | 212.1% | 215.7% | 206.4% | 417.3% | 311.3% |
Company news
Jul 6, 2026
Jun 29, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-08 | Oliver Mary Patricia | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | PERFECT CLYDE A JR | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | Wise Lorina W | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | Mattlin Julie A | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | WURM GERALD B | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | Weaks Nathan E | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | Congrove Darci L | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | Macioce Mark J. | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-06-08 | Singer Harry | Award | 1,210 | $0.00 | $0.00 | filing |
| 2026-05-19 | Oliver Mary Patricia | J | 55 | $0.00 | $0.00 | filing |
| 2026-05-19 | WURM GERALD B | J | 729 | $0.00 | $0.00 | filing |
| 2026-05-19 | WURM GERALD B | J | 299 | $0.00 | $0.00 | filing |
| 2026-05-19 | Macioce Mark J. | J | 22 | $0.00 | $0.00 | filing |
| 2026-05-19 | Singer Harry | J | 67 | $0.00 | $0.00 | filing |
| 2026-04-29 | Singer Harry | D | 7,900 | $24.77 | $195,683.00 | filing |
| 2026-04-28 | Macioce Mark J. | D | 250 | $25.23 | $6,307.50 | filing |
| 2026-03-11 | Doucette Veronica G· SVP/Human Resources Officer | Award | 908 | $0.00 | $0.00 | filing |
| 2026-03-11 | KESSLER CARL A III· Senior Vice President | Award | 1,614 | $0.00 | $0.00 | filing |
| 2026-03-11 | Katitus Robert L· SVP/CLO | Award | 1,544 | $0.00 | $0.00 | filing |
| 2026-03-11 | Whinnem Ian· SVP/CFO | Award | 2,313 | $0.00 | $0.00 | filing |
| 2026-03-11 | Waltz-Jaskolski Donna M.· Senior Vice President | Award | 1,176 | $0.00 | $0.00 | filing |
| 2026-03-11 | Shaffer Dennis G· CEO | Award | 6,685 | $0.00 | $0.00 | filing |
| 2026-03-11 | Parcher Charles A.· President | Award | 4,376 | $0.00 | $0.00 | filing |
| 2026-03-11 | EDWARDS RUSSELL L JR· Senior Vice President | Award | 1,121 | $0.00 | $0.00 | filing |
| 2026-03-11 | CURRY ROBERT L JR· Senior Vice President | Award | 1,323 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.