CINCINNATI FINANCIAL CORP
CINFNasdaq · SIC 6331
$180.79
↑ +2.6%Jul 17 close · end-of-day
Price
1Y↑ +25.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$28.4B
Enterprise Value
$28.0B
P/E
10.3
P/S
2.2
P/B
1.8
EV/EBITDA
—
PEG
—
FCF Yield
12.1%
Dividend Yield
2.0%
Revenue (TTM)
$12.9B
Net Income (TTM)
$2.8B
Free Cash Flow (TTM)
$3.4B
Gross Margin
—
Operating Margin
—
Net Margin
21.3%
ROE
17.5%
ROIC
—
Debt / Equity
0.1
Net Cash
$400.0M
Return 1Y
+24.0%
Company profile
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance and Excess and Surplus Lines Insurance. The Life Insurance segment provides term life insurance products and universal life insurance. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds.
- CEO
- Steven J. Johnston
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 5,150
- Headquarters
- Ohio
- Website
- cinfin.com
Management & directors
- Kellington John SEVP, Chief Info Off. -Sub
- Fu LuyangSr. VP, Chief Actuary - Sub
- Hogan Thomas ChristopherEVP/CLO & Corp Secretary
- Brown Roger ASr VP, COO - Subsidiary
- Sewell Michael JCFO, EVP & Treasurer
- Cracas Teresa CEVP, Chief Risk Off. - Sub
- Chapel Dawn ShannonSenior Vice President - Sub
- Delaney Angela OsselloSenior Vice President- Sub
- Givler Sean MichaelExec Vice President - Sub
- Johnston Steven JChairman
- Schambow Marc JonSrVP/Chief Claims Officer-Sub
- Schuler Scott AlanSenior Vice President - Sub
Roles derived from SEC Form 4 filings.
Earnings
Next earnings · estimated2026-07-27
CINF Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$2.9B↑ +11.6%
Diluted EPS$1.75↓ -407.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $7.5B | $9.6B | $6.6B | $10.0B | $11.3B | $12.6B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $1.2B | $3.0B | -$487.0M | $1.8B | $2.3B | $2.4B |
| Diluted EPS | $7.49 | $18.24 | -$3.06 | $11.66 | $14.53 | $15.17 |
| Operating cash flow | $1.5B | $2.0B | $2.1B | $2.1B | $2.6B | $3.1B |
| Free cash flow | $1.5B | $2.0B | $2.0B | $2.0B | $2.6B | $3.1B |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 16.1% | 30.8% | -7.4% | 18.4% | 20.2% | 18.9% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.5B | $3.3B | $2.5B | $2.6B | $3.2B | $3.7B | $3.1B | $2.9B |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $312.0M | $820.0M | $405.0M | -$90.0M | $685.0M | $1.1B | $676.0M | $274.0M |
| Diluted EPS | $1.98 | $5.20 | $2.57 | -$0.57 | $4.34 | $7.11 | $4.29 | $1.75 |
| Operating cash flow | $742.0M | $912.0M | $642.0M | $310.0M | $741.0M | $1.1B | $947.0M | $656.0M |
| Free cash flow | $737.0M | $906.0M | $638.0M | $307.0M | $737.0M | $1.1B | $939.0M | $654.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 12.3% | 24.7% | 16.0% | -3.5% | 21.1% | 30.1% | 21.9% | 9.6% |
Company news
Jul 20, 2026
Jul 14, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-08 | KELLINGTON JOHN S· EVP, Chief Info Off. -Sub | Tax withholding | 17,536 | $163.73 | $2.9M | filing |
| 2026-06-08 | KELLINGTON JOHN S· EVP, Chief Info Off. -Sub | Option exercise | 24,221 | $85.67 | $2.1M | filing |
| 2026-05-28 | Fu Luyang· Sr. VP, Chief Actuary - Sub | Option exercise | 774 | $85.67 | $66,308.58 | filing |
| 2026-05-28 | Fu Luyang· Sr. VP, Chief Actuary - Sub | Tax withholding | 99 | $161.20 | $15,958.80 | filing |
| 2026-05-11 | Schiff Charles Odell | J | 27,122 | $0.00 | $0.00 | filing |
| 2026-05-07 | Hogan Thomas Christopher· EVP/CLO & Corp Secretary | Option exercise | 957 | $71.19 | $68,128.83 | filing |
| 2026-05-07 | Hogan Thomas Christopher· EVP/CLO & Corp Secretary | Option exercise | 487 | $70.70 | $34,430.90 | filing |
| 2026-05-07 | Hogan Thomas Christopher· EVP/CLO & Corp Secretary | Tax withholding | 145 | $160.96 | $23,339.20 | filing |
| 2026-05-07 | Hogan Thomas Christopher· EVP/CLO & Corp Secretary | Tax withholding | 74 | $160.96 | $11,911.04 | filing |
| 2026-05-05 | Brown Roger A· Sr VP, COO - Subsidary | Tax withholding | 4,685 | $159.88 | $749,037.80 | filing |
| 2026-05-05 | Brown Roger A· Sr VP, COO - Subsidary | Option exercise | 6,900 | $71.19 | $491,211.00 | filing |
| 2026-05-05 | Brown Roger A· Sr VP, COO - Subsidary | Gift | 2,500 | $0.00 | $0.00 | filing |
| 2026-05-01 | Sewell Michael J· CFO, EVP & Treasurer | Option exercise | 36,909 | $70.70 | $2.6M | filing |
| 2026-05-01 | Sewell Michael J· CFO, EVP & Treasurer | Tax withholding | 8,822 | $163.54 | $1.4M | filing |
| 2026-04-29 | KELLINGTON JOHN S· EVP, Chief Info Off. -Sub | Tax withholding | 18,935 | $163.92 | $3.1M | filing |
| 2026-04-29 | KELLINGTON JOHN S· EVP, Chief Info Off. -Sub | Option exercise | 28,156 | $71.19 | $2.0M | filing |
| 2026-04-29 | Cracas Teresa C· EVP, Chief Risk Off. - Sub | Tax withholding | 10,321 | $163.92 | $1.7M | filing |
| 2026-04-29 | Cracas Teresa C· EVP, Chief Risk Off. - Sub | Option exercise | 15,386 | $70.70 | $1.1M | filing |
| 2026-04-29 | Fu Luyang· Sr. VP, Chief Actuary - Sub | Option exercise | 957 | $71.19 | $68,128.83 | filing |
| 2026-04-29 | Fu Luyang· Sr. VP, Chief Actuary - Sub | Tax withholding | 147 | $163.92 | $24,096.24 | filing |
| 2026-03-02 | JOHNSTON STEVEN J· Chairman | Tax withholding | 11,836 | $163.43 | $1.9M | filing |
| 2026-03-02 | Sewell Michael J· CFO, EVP & Treasurer | Tax withholding | 5,914 | $163.43 | $966,525.02 | filing |
| 2026-03-02 | Spray Stephen M· President & CEO | Tax withholding | 5,805 | $163.43 | $948,711.15 | filing |
| 2026-03-02 | KELLINGTON JOHN S· EVP, Chief Info Off. -Sub | Tax withholding | 3,861 | $163.43 | $631,003.23 | filing |
| 2026-03-02 | Cracas Teresa C· EVP, Chief Risk Off. - Sub | Tax withholding | 3,367 | $163.43 | $550,268.81 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.