CITIZENS, INC.
CIANYSE
$5.37
↓ -1.5%Jul 17 close · end-of-day
Price
1Y↑ +59.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
—
Enterprise Value
—
P/E
—
P/S
—
P/B
—
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$259.7M
Net Income (TTM)
$18.5M
Free Cash Flow (TTM)
$16.2M
Gross Margin
—
Operating Margin
—
Net Margin
7.1%
ROE
7.7%
ROIC
—
Debt / Equity
—
Net Cash
$18.5M
Return 1Y
+53.4%
Company profile
Management & directors
- Lewis Bryon MatthewChief Operations Officer
- Stenberg JonPresident & CEO
- Conklin Jeffery P.CFO & Treasurer
- Guerrero Paula LChief Information Officer
- Kinlaw Sheryl LChief Legal Officer
- Waite Harvey J.Chief Actuary
Roles derived from SEC Form 4 filings.
Earnings
CIA Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$59.7M↑ +7.3%
Diluted EPS——
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $238.9M | $250.5M | $232.5M | $240.7M | $245.0M | $255.6M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | -$11.0M | $72.7M | $26.0M | $24.4M | $14.9M | $14.6M |
| Diluted EPS | — | — | — | — | — | — |
| Operating cash flow | $48.8M | $40.5M | $56.9M | $22.1M | $31.9M | $18.0M |
| Free cash flow | $48.6M | $39.4M | $56.8M | $21.6M | $31.3M | $17.5M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | -4.6% | 29.0% | 11.2% | 10.2% | 6.1% | 5.7% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $62.1M | $61.7M | $63.5M | $55.7M | $65.1M | $62.8M | $72.1M | $59.7M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $4.0M | $2.8M | $3.6M | -$1.6M | $6.5M | $2.4M | $7.3M | $2.3M |
| Diluted EPS | — | — | — | — | — | — | — | — |
| Operating cash flow | $4.6M | $9.7M | $10.8M | $748,000.00 | $3.5M | $4.7M | $9.1M | -$323,000.00 |
| Free cash flow | $4.5M | $9.3M | $10.7M | $641,000.00 | $3.3M | $4.6M | $9.0M | -$649,000.00 |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 6.4% | 4.5% | 5.7% | -2.9% | 9.9% | 3.8% | 10.2% | 3.8% |
Company news
Coming soonHeadlines for CIA will appear here once the news feed is connected.
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-14 | Lewis Bryon Matthew· Chief Operations Officer | J | 10,697 | $0.00 | $0.00 | filing |
| 2026-06-17 | TAYLOR MARY | Option exercise | 12,012 | — | — | filing |
| 2026-06-17 | DAVIS CYNTHIA H | Option exercise | 12,012 | — | — | filing |
| 2026-06-17 | Carlson Peter M | Option exercise | 12,012 | — | — | filing |
| 2026-06-17 | Claus Christopher W | Option exercise | 12,012 | — | — | filing |
| 2026-05-29 | Davis Jerry Dodd Jr. | L | 380 | $5.23 | $1,987.92 | filing |
| 2026-05-29 | HARWOOD MICHAEL PHILIP | L | 190 | $5.23 | $993.96 | filing |
| 2026-05-29 | TAYLOR MARY | L | 95 | $5.23 | $496.97 | filing |
| 2026-05-29 | DAVIS CYNTHIA H | L | 57 | $5.23 | $298.18 | filing |
| 2026-05-21 | Stenberg Jon· President & CEO | Buy | 10,000 | $4.82 | $48,192.00 | filing |
| 2026-05-05 | Davis Jerry Dodd Jr. | L | 363 | $5.48 | $1,988.23 | filing |
| 2026-05-05 | HARWOOD MICHAEL PHILIP | L | 181 | $5.48 | $994.11 | filing |
| 2026-05-05 | TAYLOR MARY | L | 91 | $5.48 | $497.05 | filing |
| 2026-05-05 | DAVIS CYNTHIA H | L | 54 | $5.48 | $298.23 | filing |
| 2026-04-07 | Davis Jerry Dodd Jr. | L | 367 | $5.42 | $1,990.25 | filing |
| 2026-04-07 | HARWOOD MICHAEL PHILIP | L | 92 | $5.42 | $497.56 | filing |
| 2026-04-07 | TAYLOR MARY | L | 92 | $5.42 | $497.56 | filing |
| 2026-04-07 | DAVIS CYNTHIA H | L | 55 | $5.42 | $298.53 | filing |
| 2026-03-31 | Stenberg Jon· President & CEO | Tax withholding | 3,211 | $5.03 | $16,151.33 | filing |
| 2026-03-31 | Conklin Jeffery P.· CFO & Treasurer | Tax withholding | 2,355 | $5.03 | $11,845.65 | filing |
| 2026-03-31 | Kinlaw Sheryl L· Chief Legal Officer | Tax withholding | 2,079 | $5.03 | $10,457.37 | filing |
| 2026-03-31 | Conklin Jeffery P.· CFO & Treasurer | Tax withholding | 1,427 | $5.03 | $7,177.81 | filing |
| 2026-03-31 | Kinlaw Sheryl L· Chief Legal Officer | Tax withholding | 1,249 | $5.03 | $6,282.47 | filing |
| 2026-03-31 | Guerrero Paula L· Chief Information Officer | Tax withholding | 767 | $5.03 | $3,858.01 | filing |
| 2026-03-31 | Guerrero Paula L· Chief Information Officer | Tax withholding | 672 | $5.03 | $3,380.16 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.