Chime Financial, Inc.
CHYMNasdaq
$22.33
↑ +1.8%Jul 17 close · end-of-day
Price
1Y↓ -29.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$8.9B
Enterprise Value
$7.9B
P/E
—
P/S
3.9
P/B
6.2
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$2.3B
Net Income (TTM)
-$969.5M
Free Cash Flow (TTM)
—
Gross Margin
88.3%
Operating Margin
-43.3%
Net Margin
-41.9%
ROE
-67.3%
ROIC
-184.2%
Debt / Equity
—
Net Cash
$1.0B
Return 1Y
-29.1%
Company profile
Through our direct relationships with FDIC-insured bank partners, we deliver easy-to-use products that address the most critical financial needs of everyday people — spending, saving, accessing liquidity, and building credit, all while avoiding punitive fees. Our principal executive offices are located in San Francisco, California.
- CEO
- Christopher Britt
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,465
- Headquarters
- California
- Website
- www.chime.com
Management & directors
- Frankel Adam BGeneral Counsel
- Britt Christopher RChief Executive Officer
- King Ryan ACo-Founder
- Newcomb Matthew SChief Financial Officer
- Asmerom AmineChief Accounting Officer
- Troughton Mark TChief Operating Officer
Roles derived from SEC Form 4 filings.
Earnings
CHYM Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$647.4M↑ +24.8%
Diluted EPS$0.13—
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Revenue | $1.3B | $1.7B | $2.2B |
| Gross profit | $1.1B | $1.5B | $1.9B |
| Operating income | -$235.8M | -$62.2M | -$1.0B |
| Net income | -$203.2M | -$25.3M | -$1.0B |
| Diluted EPS | -$3.22 | -$0.39 | -$4.27 |
| Operating cash flow | -$156.6M | $64.1M | $52.8M |
| Free cash flow | — | — | — |
| Gross margin | 82.8% | 87.6% | 88.0% |
| Operating margin | -18.4% | -3.7% | -47.6% |
| Net margin | -15.9% | -1.5% | -46.2% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $384.2M | $421.9M | — | $518.7M | $528.1M | $543.5M | $596.4M | $647.4M |
| Gross profit | $333.7M | $368.4M | — | $458.3M | $461.0M | $474.1M | $530.3M | $580.3M |
| Operating income | -$9.4M | -$30.6M | — | $9.1M | -$930.6M | -$64.7M | -$53.8M | $46.2M |
| Net income | $385,000.00 | -$22.0M | -$19.6M | $12.9M | -$923.4M | -$54.7M | -$44.8M | $53.5M |
| Diluted EPS | $0.00 | -$0.34 | — | $0.00 | -$7.29 | -$0.15 | $3.17 | $0.13 |
| Operating cash flow | — | -$24.9M | — | -$25.8M | $28.5M | $17.5M | $32.6M | $87.5M |
| Free cash flow | — | -$28.0M | — | — | — | $15.4M | — | — |
| Gross margin | 86.9% | 87.3% | — | 88.4% | 87.3% | 87.2% | 88.9% | 89.6% |
| Operating margin | -2.5% | -7.3% | — | 1.8% | -176.2% | -11.9% | -9.0% | 7.1% |
| Net margin | 0.1% | -5.2% | — | 2.5% | -174.8% | -10.1% | -7.5% | 8.3% |
Company news
Jul 16, 2026
Jul 8, 2026
- 11d agoIs Chime Financial (CHYM) Still Undervalued As Index Inclusions Put Valuation In Focus?finance.yahoo.com
- 12d agoChime Financial (CHYM) Joins Major Russell Indexes And Puts Its Stock In Focusfinance.yahoo.com
- 12d agoChime (CHYM) Maps Out Its Next Phase of Growth at the William Blair Conferencefinance.yahoo.com
- 12d agoChime (CHYM) Stock Looks Reasonable With Shares Below Fair Valuefinance.yahoo.com
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-15 | FRANKEL ADAM B· General Counsel | Sale | 3,000 | $17.50 | $52,500.00 | filing |
| 2026-06-09 | FRANKEL ADAM B· General Counsel | Sale | 3,000 | $18.00 | $54,000.00 | filing |
| 2026-06-02 | CAROLAN SHAWN T | Award | 10,753 | $0.00 | $0.00 | filing |
| 2026-06-02 | Feuille James | Award | 10,753 | $0.00 | $0.00 | filing |
| 2026-06-02 | Marshall Cynthia | Award | 10,753 | $0.00 | $0.00 | filing |
| 2026-06-02 | DECKER SUSAN L | Award | 10,753 | $0.00 | $0.00 | filing |
| 2026-06-02 | Dunne James J. III | Award | 10,753 | $0.00 | $0.00 | filing |
| 2026-05-18 | King Ryan A· Co-Founder | Gift | 7,480 | $0.00 | $0.00 | filing |
| 2026-05-18 | King Ryan A· Co-Founder | Gift | 7,480 | $0.00 | $0.00 | filing |
| 2026-05-18 | Britt Christopher R· Chief Executive Officer | Gift | 14,372 | $0.00 | $0.00 | filing |
| 2026-05-18 | Britt Christopher R· Chief Executive Officer | Gift | 14,372 | $0.00 | $0.00 | filing |
| 2026-05-18 | Newcomb Matthew S· Chief Financial Officer | Gift | 17,749 | $0.00 | $0.00 | filing |
| 2026-05-18 | Newcomb Matthew S· Chief Financial Officer | Gift | 17,749 | $0.00 | $0.00 | filing |
| 2026-05-15 | Troughton Mark T· President | Tax withholding | 26,069 | $17.88 | $466,113.72 | filing |
| 2026-05-15 | Newcomb Matthew S· Chief Financial Officer | Tax withholding | 18,389 | $17.88 | $328,795.32 | filing |
| 2026-05-15 | FRANKEL ADAM B· General Counsel | Tax withholding | 12,438 | $17.88 | $222,391.44 | filing |
| 2026-05-15 | Asmerom Amine· Chief Accounting Officer | Tax withholding | 11,791 | $17.88 | $210,823.08 | filing |
| 2026-05-15 | Britt Christopher R· Chief Executive Officer | Tax withholding | 9,170 | $17.88 | $163,959.60 | filing |
| 2026-05-15 | King Ryan A· Co-Founder | Tax withholding | 4,187 | $17.88 | $74,863.56 | filing |
| 2026-05-11 | King Ryan A· Co-Founder | C | 87,700 | $0.00 | $0.00 | filing |
| 2026-05-11 | King Ryan A· Co-Founder | C | 87,700 | $0.00 | $0.00 | filing |
| 2026-05-11 | King Ryan A· Co-Founder | C | 87,700 | $0.00 | $0.00 | filing |
| 2026-05-11 | King Ryan A· Co-Founder | C | 303,930 | $0.00 | $0.00 | filing |
| 2026-03-12 | Asmerom Amine· Chief Accounting Officer | Award | 37,524 | $0.00 | $0.00 | filing |
| 2026-03-12 | FRANKEL ADAM B· General Counsel | Award | 112,571 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.