CHEMUNG FINANCIAL CORP
CHMGNasdaq
$75.95
↓ -2.6%Jul 17 close · end-of-day
Price
1Y↑ +48.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$366.4M
Enterprise Value
$313.1M
P/E
20.0
P/S
—
P/B
1.4
EV/EBITDA
—
PEG
—
FCF Yield
12.5%
Dividend Yield
1.8%
Revenue (TTM)
—
Net Income (TTM)
$18.3M
Free Cash Flow (TTM)
$45.9M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
7.0%
ROIC
—
Debt / Equity
—
Net Cash
$53.4M
Return 1Y
+46.0%
Company profile
Chemung Financial Corporation provides a range of banking, financing, fiduciary, and other financial services. It offers demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. The company operates 31 branch offices in 13 counties in New York and Bradford County in Pennsylvania.
- CEO
- Anders M. Tomson
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 340
- Headquarters
- New York
- Website
- chemungcanal.com
Management & directors
- Mckim Dale M. IiiEVP, CFO & Treasurer
- Cutrona Vincent MEVP & President-Canal Bank Div
- Cole Loren DEVP & CIO
- Cosgrove Peter KExecutive Vice President & CCO
- Fariello Daniel DPresident, Capital Bank Div.
- Hazelton Kimberly AExecutive Vice President
- Kenefick Jeffrey P.Regional President
- Meisner Mary EEVP & Chief Risk Ofcr.
- Stempin John JController
- Tomson AndersPresident & CEO
- Wirth Thomas WExecutive Vice President
Roles derived from SEC Form 4 filings.
Earnings
CHMG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.91↑ +51.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $19.3M | $26.4M | $28.8M | $25.0M | $23.7M | $15.1M |
| Diluted EPS | $4.01 | $5.64 | $6.13 | $5.28 | $4.96 | $3.14 |
| Operating cash flow | $28.7M | $35.5M | $35.0M | $30.9M | $29.8M | $45.5M |
| Free cash flow | $27.8M | $35.1M | $34.6M | $30.4M | $26.2M | $43.8M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $5.0M | $5.7M | $5.9M | $6.0M | -$6.5M | $7.8M | $7.7M | $9.2M |
| Diluted EPS | $1.05 | $1.19 | $1.24 | $1.26 | -$1.35 | $1.62 | $1.61 | $1.91 |
| Operating cash flow | $6.5M | $9.2M | $6.2M | $7.2M | $9.7M | $12.2M | $16.3M | $9.0M |
| Free cash flow | $5.5M | $8.6M | $4.3M | $6.9M | $9.4M | $11.8M | $15.7M | $8.9M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 11, 2026
May 21, 2026
May 18, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-03 | McKim Dale M. III· EVP, CFO & Treasurer | Tax withholding | 187 | $74.50 | $13,931.50 | filing |
| 2026-06-24 | Cutrona Vincent M· EVP & President-Canal Bank Div | Tax withholding | 98 | $74.40 | $7,291.20 | filing |
| 2026-04-27 | Tyrrell Thomas R. | Sale | 540 | $65.10 | $35,154.00 | filing |
| 2026-04-27 | Tyrrell Thomas R. | Sale | 248 | $65.83 | $16,325.84 | filing |
| 2026-02-27 | Tomson Anders· President & CEO | Tax withholding | 1,603 | $55.52 | $88,998.56 | filing |
| 2026-02-27 | McKim Dale M. III· EVP, CFO & Treasurer | Tax withholding | 147 | $55.52 | $8,161.44 | filing |
| 2026-02-27 | COLE LOREN D· EVP & CIO | Tax withholding | 119 | $55.52 | $6,606.88 | filing |
| 2026-02-27 | Kenefick Jeffrey P.· Regional President | Tax withholding | 119 | $55.52 | $6,606.88 | filing |
| 2026-02-27 | Cosgrove Peter K· Executive Vice President & CCO | Tax withholding | 119 | $55.52 | $6,606.88 | filing |
| 2026-02-27 | Fariello Daniel D· President, Capital Bank Div. | Tax withholding | 116 | $55.52 | $6,440.32 | filing |
| 2026-02-27 | HAZELTON KIMBERLY A· Executive Vice President | Tax withholding | 104 | $55.52 | $5,774.08 | filing |
| 2026-02-27 | Cutrona Vincent M· EVP & President-Canal Bank Div | Tax withholding | 95 | $55.52 | $5,274.40 | filing |
| 2026-02-27 | Meisner Mary E· EVP & Chief Risk Ofcr. | Tax withholding | 79 | $55.52 | $4,386.08 | filing |
| 2026-02-27 | Stempin John J· Controller | Tax withholding | 12 | $55.52 | $666.24 | filing |
| 2026-02-26 | DALRYMPLE ROBERT H | Sale | 2,833 | $56.56 | $160,231.93 | filing |
| 2026-02-17 | Tomson Anders· President & CEO | Award | 4,221 | $59.24 | $250,052.04 | filing |
| 2026-02-17 | McKim Dale M. III· EVP, CFO & Treasurer | Award | 1,773 | $59.24 | $105,032.52 | filing |
| 2026-02-17 | Kenefick Jeffrey P.· Regional President | Award | 1,368 | $59.24 | $81,040.32 | filing |
| 2026-02-17 | Cutrona Vincent M· EVP & President-Canal Bank Div | Award | 1,267 | $59.24 | $75,057.08 | filing |
| 2026-02-17 | Cosgrove Peter K· Executive Vice President & CCO | Award | 1,267 | $59.24 | $75,057.08 | filing |
| 2026-02-17 | Fariello Daniel D· President, Capital Bank Div. | Award | 1,267 | $59.24 | $75,057.08 | filing |
| 2026-02-17 | COLE LOREN D· EVP & CIO | Award | 1,182 | $59.24 | $70,021.68 | filing |
| 2026-02-17 | Meisner Mary E· EVP & Chief Risk Ofcr. | Award | 1,140 | $59.24 | $67,533.60 | filing |
| 2026-02-17 | HAZELTON KIMBERLY A· Executive Vice President | Award | 1,056 | $59.24 | $62,557.44 | filing |
| 2026-02-17 | Stempin John J· Controller | Award | 127 | $59.24 | $7,523.48 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.