CITIZENS FINANCIAL GROUP INC/RI
CFGNYSE · SIC 6022
$72.39
↓ -2.7%Jul 17 close · end-of-day
Price
1Y↑ +59.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$31.1B
Enterprise Value
$43.4B
P/E
17.2
P/S
3.7
P/B
1.2
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
2.4%
Revenue (TTM)
$8.5B
Net Income (TTM)
$2.0B
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
23.3%
ROE
7.5%
ROIC
—
Debt / Equity
0.5
Net Cash
-$12.3B
Return 1Y
+53.1%
Company profile
Citizens Financial Group, Inc. operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, credit cards, business loans, wealth management, and investment services. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions.
- CEO
- Bruce Winfield van Saun
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 18,900
- Headquarters
- Rhode Island
- Website
- citizensbank.com
Management & directors
- Stein Richard L.Chief Risk Officer
- Moosally MichelleChief Legal Officer
- Lamonica SusanChief Human Resources Officer
- Banerjee AunoyChief Financial Officer
- Coughlin BrendanPresident
- Mccree Donald H IiiChair of the Commercial Bank
- Ruttledge MichaelChief Information Officer
- Schnirel Christopher JChief Accounting Officer
- Swimmer Theodore CHead of Commercial Banking
- Van Saun BruceChairman and CEO
Roles derived from SEC Form 4 filings.
Earnings
Next earnings · estimated2026-10-15
CFG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$2.2B↑ +12.0%
Diluted EPS$1.13↑ +46.8%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $6.9B | $6.6B | $8.0B | $8.2B | $7.8B | $8.2B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $1.1B | $2.3B | $2.1B | $1.6B | $1.5B | $1.8B |
| Diluted EPS | $2.22 | $5.16 | $4.10 | $3.13 | $3.03 | $3.86 |
| Operating cash flow | $111.0M | $2.3B | $4.1B | $3.0B | $2.0B | $2.2B |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 15.3% | 34.9% | 25.8% | 19.6% | 19.3% | 22.2% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0B | $1.9B | $2.0B | $1.9B | $2.0B | $2.1B | $2.2B | $2.2B |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $392.0M | $382.0M | $401.0M | $373.0M | $436.0M | $494.0M | $528.0M | $517.0M |
| Diluted EPS | $0.78 | $0.77 | $0.83 | $0.77 | $0.92 | $1.05 | $1.12 | $1.13 |
| Operating cash flow | $834.0M | $130.0M | $483.0M | -$213.0M | $886.0M | $1.7B | -$158.0M | $237.0M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 20.0% | 20.1% | 20.2% | 19.3% | 21.4% | 23.3% | 24.5% | 23.8% |
Company news
Jul 17, 2026
- 3d agoCitizens Financial Group (CFG) Beat Q2 Earnings And Reaffirmed Guidance, Is It Fully Valued?finance.yahoo.com
- 3d agoCitizens Financial Group (CFG) Stock Gets Fair Value Bump As Analysts Lift Targetsfinance.yahoo.com
- 3d agoRegions Financial Q2 Earnings Beat Estimates, NII, Expenses Up Y/Yfinance.yahoo.com
- 3d agoCompany News for July 17, 2026finance.yahoo.com
Jul 16, 2026
- 3d agoFirst Citizens BancShares, Citizens Financial Group, WesBanco, Stock Yards Bank, and Provident Financial Services Stocks Trade Up, What You Need To Knowfinance.yahoo.com
- 3d agoCitizens Financial Group Inc (CFG) Q2 2026 Earnings Call Highlights: Strong EPS and Revenue ...finance.yahoo.com
- 4d agoCFG Q2 Earnings Top on NII & Fee Income, Raised NIM View Lifts Stockfinance.yahoo.com
- 4d agoCitizens Financial Group Q2 Earnings Call Highlightsmarketbeat.com
- 4d agoCitizens Financial Group (CFG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimatesfinance.yahoo.com
- 4d agoCitizens Financial surpasses second-quarter forecasts as revenue and profit climb (CFG)investorshub.advfn.com
- 4d agoStocks Mostly Down Pre-Bell as Investors Await More Earnings, Retail Sales Datafinance.yahoo.com
- 4d agoCitizens Financial Group (CFG) Q2 Earnings and Revenues Beat Estimatesfinance.yahoo.com
- 4d agoCitizens Financial Group’s (NYSE:CFG) Q2 CY2026 Sales Top Estimatesfinance.yahoo.com
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-15 | Stein Richard L.· Chief Risk Officer | Tax withholding | 4,913 | $67.65 | $332,364.45 | filing |
| 2026-05-14 | Alexander Lee | Award | 195 | $0.00 | $0.00 | filing |
| 2026-05-14 | SIEKERKA MICHELE N | Award | 162 | $0.00 | $0.00 | filing |
| 2026-05-14 | Cumming Christine M | Award | 323 | $0.00 | $0.00 | filing |
| 2026-05-14 | Swift Christopher | Award | 195 | $0.00 | $0.00 | filing |
| 2026-05-14 | Cummings Kevin | Award | 162 | $0.00 | $0.00 | filing |
| 2026-05-14 | Lillis Terrance | Award | 296 | $0.00 | $0.00 | filing |
| 2026-05-14 | ZURAITIS MARITA | Award | 323 | $0.00 | $0.00 | filing |
| 2026-05-14 | Wade Claude E. | Award | 57 | $0.00 | $0.00 | filing |
| 2026-05-14 | Atkinson Tracy A | Award | 94 | $0.00 | $0.00 | filing |
| 2026-05-14 | KELLY EDWARD J III | Award | 296 | $0.00 | $0.00 | filing |
| 2026-05-14 | Leary Robert G | Award | 251 | $0.00 | $0.00 | filing |
| 2026-05-12 | Moosally Michelle· Chief Legal Officer | Sale | 6,050 | $62.16 | $376,068.00 | filing |
| 2026-04-23 | SIEKERKA MICHELE N | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Lillis Terrance J. | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Cummings Kevin | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Leary Robert G | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Wade Claude E. | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Atkinson Tracy A | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Swift Christopher | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Alexander Lee | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | Cumming Christine M | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | KELLY EDWARD J III | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-04-23 | ZURAITIS MARITA | Award | 2,608 | $0.00 | $0.00 | filing |
| 2026-03-11 | LaMonica Susan· Chief Human Resources Officer | Sale | 13,258 | $58.04 | $769,494.32 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.