CF BANKSHARES INC.
CFBKNasdaq
$33.12
↓ -0.4%Jul 17 close · end-of-day
Price
1Y↑ +40.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$208.9M
Enterprise Value
-$58.8M
P/E
11.9
P/S
—
P/B
1.1
EV/EBITDA
—
PEG
—
FCF Yield
9.9%
Dividend Yield
1.0%
Revenue (TTM)
—
Net Income (TTM)
$18.1M
Free Cash Flow (TTM)
$20.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
9.6%
ROIC
—
Debt / Equity
—
Net Cash
$267.8M
Return 1Y
+40.5%
Company profile
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts. As of December 31, 2021, it operated five branch offices in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio.
- CEO
- Timothy T. O’Dell
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 130
- Headquarters
- Ohio
- Website
- cf.bank
Management & directors
- O'Dell Timothy TCEO
- Mckinney MarianneEVP & Chief Operating Officer
- Meder TimothyEVP & Chief Credit Officer
- Ringwald Bradley JBank President
- Beerman Kevin JEVP & Chief Financial Officer
Roles derived from SEC Form 4 filings.
Earnings
CFBK Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.77↑ +13.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $29.6M | $18.5M | $18.2M | $16.9M | $13.4M | $17.5M |
| Diluted EPS | $4.47 | $2.77 | $2.78 | $2.63 | $2.06 | $2.69 |
| Operating cash flow | -$123.5M | $253.3M | $39.8M | $18.1M | $14.2M | $18.7M |
| Free cash flow | -$123.8M | $250.3M | $38.9M | $17.4M | $13.9M | $18.2M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $1.7M | $4.2M | $4.4M | $4.4M | $5.0M | $2.3M | $5.7M | $5.0M |
| Diluted EPS | $0.26 | $0.65 | $0.68 | $0.68 | $0.77 | $0.36 | $0.88 | $0.77 |
| Operating cash flow | $4.0M | -$1.3M | $12.6M | $2.2M | $8.0M | $5.5M | $3.0M | $4.7M |
| Free cash flow | $4.0M | -$1.3M | $12.4M | $2.2M | $7.8M | $5.2M | $3.0M | $4.6M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 1, 2026
May 19, 2026
May 14, 2026
May 5, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-11 | O'Dell Timothy T· CEO | Tax withholding | 1,932 | $30.25 | $58,443.00 | filing |
| 2026-05-21 | HOEWELER ROBERT E | Gift | 1,450 | $0.00 | $0.00 | filing |
| 2026-04-11 | O'Dell Timothy T· CEO | Tax withholding | 5,000 | $29.49 | $147,450.00 | filing |
| 2026-04-11 | Ringwald Bradley J· Bank President | Tax withholding | 592 | $29.49 | $17,458.08 | filing |
| 2026-04-11 | Meder Timothy· EVP & Chief Credit Officer | Tax withholding | 267 | $29.49 | $7,873.83 | filing |
| 2026-04-11 | McKinney Marianne· EVP & Chief Operating Officer | Tax withholding | 247 | $29.49 | $7,284.03 | filing |
| 2026-03-24 | Ringwald Bradley J· Bank President | Tax withholding | 987 | $28.22 | $27,853.14 | filing |
| 2026-03-24 | Meder Timothy· EVP & Chief Credit Officer | Tax withholding | 594 | $28.22 | $16,762.68 | filing |
| 2026-03-24 | McKinney Marianne· EVP & Chief Operating Officer | Tax withholding | 568 | $28.22 | $16,028.96 | filing |
| 2026-02-23 | Cochran Edward W | Award | 3,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | O'Dell Timothy T· CEO | Award | 18,000 | $0.00 | $0.00 | filing |
| 2026-02-23 | Ringwald Bradley J· Bank President | Award | 10,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | O'Dell Timothy T· CEO | Award | 12,750 | $0.00 | $0.00 | filing |
| 2026-02-23 | ASH THOMAS P | Award | 5,000 | $0.00 | $0.00 | filing |
| 2026-02-23 | Meder Timothy· EVP & Chief Credit Officer | Award | 4,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | McKinney Marianne· EVP & Chief Operating Officer | Award | 5,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | Beerman Kevin J· EVP & Chief Financial Officer | Award | 8,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | Royer David L | Award | 4,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | HOEWELER ROBERT E | Award | 5,500 | $0.00 | $0.00 | filing |
| 2026-02-23 | Frauenberg James H II | Award | 3,500 | $0.00 | $0.00 | filing |
| 2026-01-23 | Ringwald Bradley J· Bank President | Tax withholding | 640 | $28.66 | $18,342.40 | filing |
| 2026-01-23 | McKinney Marianne· EVP & Chief Operating Officer | Tax withholding | 349 | $28.66 | $10,002.34 | filing |
| 2026-01-23 | Meder Timothy· EVP & Chief Credit Officer | Tax withholding | 291 | $28.66 | $8,340.06 | filing |
| 2025-12-16 | Ringwald Bradley J· Bank President | Buy | 1,000 | $24.07 | $24,070.00 | filing |
| 2025-12-15 | HOEWELER ROBERT E | Buy | 1,000 | $23.87 | $23,870.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.