PATHWARD FINANCIAL, INC.
CASHNasdaq
$89.76
↓ -3.4%Jul 17 close · end-of-day
Price
1Y↑ +10.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.9B
Enterprise Value
$1.9B
P/E
10.7
P/S
2.3
P/B
2.3
EV/EBITDA
—
PEG
0.7
FCF Yield
34.0%
Dividend Yield
0.2%
Revenue (TTM)
$833.4M
Net Income (TTM)
$189.0M
Free Cash Flow (TTM)
$662.7M
Gross Margin
—
Operating Margin
—
Net Margin
22.7%
ROE
22.2%
ROIC
—
Debt / Equity
0.1
Net Cash
$98.1M
Return 1Y
+8.9%
Company profile
Meta Financial Group, Inc. operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company issues prepaid cards and consumer credit products. It also provides student loans, commercial real estate loans, residential mortgage loans, home equity loans, and agricultural loans.
- CEO
- Brett L. Pharr
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,150
- Headquarters
- South Dakota
- Website
- metafinancialgroup.com
Management & directors
- Ferri Eric AnthonyEVP, Chief Risk Officer
- Pharr Brett L.Chief Executive Officer
- Sharett Anthony M.President
- Berde Anjana ThatteChief People & Culture Officer
- Dombrowski NadiaChief Legal and Admin Officer
- Ingram Charles C.EVP, Chief Info & Ops Officer
- Sigrist GregChief Financial Officer
- Warren Jennifer W.SVP, Chief Accounting Officer
Roles derived from SEC Form 4 filings.
Earnings
CASH Q2 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$276.3M↑ +0.5%
Diluted EPS$3.35↑ +6.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $498.8M | $549.9M | $601.1M | $727.7M | $797.4M | $839.9M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $104.7M | $141.7M | $151.1M | $143.3M | $183.2M | $185.9M |
| Diluted EPS | $2.94 | $4.38 | $5.09 | $5.24 | $7.20 | $7.87 |
| Operating cash flow | $467.2M | $581.6M | $290.0M | $327.9M | $488.8M | $450.6M |
| Free cash flow | $455.0M | $568.7M | $281.9M | $319.3M | $478.7M | $438.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 21.0% | 25.8% | 25.1% | 19.7% | 23.0% | 22.1% |
| Line item | Q3 '24 | Q4 '24 | Q1 '24 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '25 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $188.6M | $183.4M | $182.6M | $274.8M | $195.8M | $188.2M | $173.1M | $276.3M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $44.9M | $33.5M | $30.0M | $75.0M | $42.1M | $38.8M | $35.2M | $72.9M |
| Diluted EPS | $1.78 | $1.34 | $1.23 | $3.14 | $1.81 | $1.69 | $1.57 | $3.35 |
| Operating cash flow | $113.2M | $143.1M | -$71.7M | $188.3M | $30.4M | $303.7M | $108.3M | $232.9M |
| Free cash flow | $111.0M | $138.8M | -$73.8M | $184.7M | $27.7M | $300.3M | $104.1M | $230.6M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 23.8% | 18.3% | 16.4% | 27.3% | 21.5% | 20.6% | 20.3% | 26.4% |
Company news
Jul 14, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-07 | Ferri Eric Anthony· EVP, Chief Risk Officer | Award | 8,638 | $0.00 | $0.00 | filing |
| 2026-05-29 | Hoople Elizabeth G. | Sale | 4,500 | $82.29 | $370,305.00 | filing |
| 2026-04-29 | Hajek Douglas J. | Sale | 5,000 | $86.37 | $431,844.50 | filing |
| 2026-02-24 | SHULMAN BECKY S | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | Hajek Douglas J. | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | Hoople Elizabeth G. | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | MCCRAY RONALD D | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | Perretta Christopher | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | Stork Kendall E | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | Zlatkus Lizabeth H | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-24 | Mehta Neeraj | Award | 1,650 | $0.00 | $0.00 | filing |
| 2026-02-23 | Pharr Brett L.· Chief Executive Officer | Sale | 15,641 | $93.88 | $1.5M | filing |
| 2026-02-09 | Stork Kendall E | Sale | 3,000 | $94.15 | $282,450.00 | filing |
| 2026-01-30 | Perretta Christopher | Sale | 1,450 | $89.94 | $130,413.00 | filing |
| 2025-12-16 | Sharett Anthony M.· President | Gift | 650 | $0.00 | $0.00 | filing |
| 2025-12-09 | Hajek Douglas J. | Gift | 1,000 | $0.00 | $0.00 | filing |
| 2025-12-05 | Pharr Brett L.· Chief Executive Officer | Tax withholding | 2,192 | $74.36 | $162,997.12 | filing |
| 2025-12-05 | Sharett Anthony M.· President | Tax withholding | 776 | $74.36 | $57,703.36 | filing |
| 2025-12-05 | Sigrist Greg· Chief Financial Officer | Tax withholding | 737 | $74.36 | $54,803.32 | filing |
| 2025-12-05 | Dombrowski Nadia· Chief Legal and Admin Officer | Tax withholding | 353 | $74.36 | $26,249.08 | filing |
| 2025-12-05 | Ingram Charles C.· EVP, Chief Info & Ops Officer | Tax withholding | 235 | $74.36 | $17,474.60 | filing |
| 2025-12-05 | Warren Jennifer W.· SVP, Chief Accounting Officer | Tax withholding | 221 | $74.36 | $16,433.56 | filing |
| 2025-12-05 | Berde Anjana Thatte· Chief People & Culture Officer | Tax withholding | 114 | $74.36 | $8,477.04 | filing |
| 2025-12-04 | MCCRAY RONALD D | Gift | 1,363 | $0.00 | $0.00 | filing |
| 2025-12-04 | MCCRAY RONALD D | Gift | 337 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.