Bridgewater Bancshares Inc
BWBNasdaq
$22.06
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↑ +35.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$628.5M
Enterprise Value
$406.3M
P/E
12.5
P/S
—
P/B
1.2
EV/EBITDA
—
PEG
—
FCF Yield
4.7%
Dividend Yield
—
Revenue (TTM)
—
Net Income (TTM)
$53.9M
Free Cash Flow (TTM)
$29.5M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
10.2%
ROIC
—
Debt / Equity
—
Net Cash
$222.2M
Return 1Y
+33.8%
Company profile
Bridgewater Bancshares, Inc. provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals. The company operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota.
- CEO
- Jerry J. Baack
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 250
- Headquarters
- Minnesota
- Website
- bridgewaterbankmn.com
Management & directors
- Salazar Lisa MCHIEF OPERATING OFFICER
- Place Nicholas L.CHIEF BANKING OFFICER
- Chybowski Joseph M.PRESIDENT & CFO
- Baack Jerry J.CEO
- Crocker Mary JayneEVP & CHIEF STRATEGY OFFICER
- Espeseth LauraChief Administrative Officer
- Morrell Katie LynnChief Credit Officer
- Stejskal Jessica AnneChief Experience Officer
- Shellberg Jeffrey D.EVP AND CHIEF CREDIT OFFICER
Roles derived from SEC Form 4 filings.
Earnings
BWB Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.58↑ +87.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $27.2M | $45.7M | $53.4M | $40.0M | $32.8M | $46.1M |
| Diluted EPS | $0.93 | $1.54 | $1.72 | $1.27 | $1.03 | $1.49 |
| Operating cash flow | $23.0M | $54.2M | $85.0M | $30.0M | $46.4M | $27.8M |
| Free cash flow | -$1.7M | $53.5M | $83.4M | $27.0M | $42.3M | $22.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $8.1M | $8.7M | $8.2M | $9.6M | $11.5M | $11.6M | $13.3M | $17.4M |
| Diluted EPS | $0.26 | $0.27 | $0.26 | $0.31 | $0.38 | $0.38 | $0.42 | $0.58 |
| Operating cash flow | $10.6M | -$6.0M | $34.6M | $7.1M | $4.3M | $9.4M | $7.0M | $16.0M |
| Free cash flow | $10.4M | -$6.5M | $31.2M | $6.6M | $3.2M | $7.8M | $4.4M | $14.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 7, 2026
Apr 27, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | Juran David B. | Award | 959 | $0.00 | $0.00 | filing |
| 2026-06-30 | Trutna Thomas P. | Award | 479 | $0.00 | $0.00 | filing |
| 2026-06-30 | Urness Todd B. | Award | 959 | $0.00 | $0.00 | filing |
| 2026-06-30 | Crocker Mary Jayne | Award | 479 | $0.00 | $0.00 | filing |
| 2026-06-30 | Johnson James S. | Award | 959 | $0.00 | $0.00 | filing |
| 2026-06-30 | Volk David J. | Award | 959 | $0.00 | $0.00 | filing |
| 2026-06-30 | Parish Douglas J. | Award | 479 | $0.00 | $0.00 | filing |
| 2026-06-30 | Brezonik Lisa | Award | 959 | $0.00 | $0.00 | filing |
| 2026-06-30 | Lawal Mohammed | Award | 959 | $0.00 | $0.00 | filing |
| 2026-06-10 | Salazar Lisa M· CHIEF OPERATING OFFICER | Option exercise | 1,931 | $12.94 | $24,987.14 | filing |
| 2026-06-08 | Place Nicholas L.· CHIEF BANKING OFFICER | Option exercise | 12,500 | $7.47 | $93,375.00 | filing |
| 2026-06-05 | Chybowski Joseph M.· PRESIDENT & CFO | Sale | 7,000 | $18.96 | $132,715.80 | filing |
| 2026-06-05 | Place Nicholas L.· CHIEF BANKING OFFICER | Sale | 4,688 | $19.28 | $90,361.20 | filing |
| 2026-06-05 | Chybowski Joseph M.· PRESIDENT & CFO | Option exercise | 7,000 | $7.47 | $52,290.00 | filing |
| 2026-05-21 | Shellberg Jeffrey D. | Sale | 20,000 | $18.55 | $371,084.00 | filing |
| 2026-05-21 | Crocker Mary Jayne | Sale | 6,525 | $18.50 | $120,713.81 | filing |
| 2026-05-11 | Crocker Mary Jayne | Buy | 205 | $20.00 | $4,100.00 | filing |
| 2026-05-08 | Salazar Lisa M· CHIEF OPERATING OFFICER | Sale | 4,162 | $18.55 | $77,210.51 | filing |
| 2026-05-07 | Shellberg Jeffrey D. | Sale | 8,174 | $18.45 | $150,812.75 | filing |
| 2026-05-06 | Shellberg Jeffrey D. | Sale | 9,252 | $18.45 | $170,710.50 | filing |
| 2026-05-01 | Shellberg Jeffrey D. | Sale | 62 | $18.50 | $1,147.00 | filing |
| 2026-04-29 | Shellberg Jeffrey D. | Sale | 2,512 | $18.50 | $46,479.28 | filing |
| 2026-04-16 | Crocker Mary Jayne | Option exercise | 6,750 | $12.92 | $87,210.00 | filing |
| 2026-03-31 | Volk David J. | Award | 1,146 | $0.00 | $0.00 | filing |
| 2026-03-31 | Johnson James S. | Award | 1,146 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.