Better Home & Finance Holding Co
BETRNasdaq
$23.42
↑ +3.4%Jul 17 close · end-of-day
Price
1Y↑ +75.3%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$384.3M
Enterprise Value
$320.1M
P/E
—
P/S
2.4
P/B
44.9
EV/EBITDA
—
PEG
—
FCF Yield
-61.4%
Dividend Yield
—
Revenue (TTM)
$162.4M
Net Income (TTM)
-$185.6M
Free Cash Flow (TTM)
-$235.9M
Gross Margin
—
Operating Margin
—
Net Margin
-114.3%
ROE
-2170.3%
ROIC
—
Debt / Equity
—
Net Cash
$64.3M
Return 1Y
+72.3%
Company profile
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides GSE-conforming, FHA-insured, VA-guaranteed, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage REITs. It also offers real estate agent services, title insurance and settlement services, and homeowners insurance services. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
- CEO
- Vishal Garg
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,300
- Headquarters
- New York
- Website
- better.com
Management & directors
- Advani LoveenChief Financial Officer
- Garg VishalChief Executive Officer
- Smith Chad M.Pres & COO, Better Mortgage
- Orn Jonsson SigurgeirChief Technology Officer
- Tuffin PaulaGeneral Counsel and CCO
- Nicholas J. CalamariCAO and Senior Counsel
- Ryan Kevin JChief Financial Officer
Roles derived from SEC Form 4 filings.
Earnings
BETR Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$1.1M↓ -68.7%
Diluted EPS-$4.29↑ +28.8%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | — | $12.3M | $0.00 | $108.5M | $164.9M |
| Gross profit | — | — | — | — | — |
| Operating income | -$8.1M | -$858.9M | -$291.3M | — | — |
| Net income | -$6.5M | -$877.1M | -$536.4M | -$206.3M | -$165.9M |
| Diluted EPS | — | -$3.01 | -$58.09 | -$13.65 | -$10.80 |
| Operating cash flow | -$3.2M | $938.3M | -$159.7M | -$380.0M | -$166.6M |
| Free cash flow | — | $926.5M | -$160.2M | -$383.4M | -$167.8M |
| Gross margin | — | — | — | — | — |
| Operating margin | — | -6975.7% | — | — | — |
| Net margin | — | -7123.2% | — | -190.2% | -100.6% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.9M | $3.1M | $99.7M | $3.6M | $3.3M | $2.8M | $155.1M | $1.1M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$41.4M | -$54.2M | -$59.2M | -$50.6M | -$36.3M | -$39.1M | -$39.9M | -$70.3M |
| Diluted EPS | -$2.74 | -$3.58 | -$3.92 | -$3.33 | -$2.39 | -$2.56 | -$2.52 | -$4.29 |
| Operating cash flow | -$220.6M | -$10.6M | -$106.0M | -$57.2M | -$56.3M | $4.2M | -$57.3M | -$125.2M |
| Free cash flow | -$221.8M | -$11.7M | -$106.5M | -$57.4M | -$56.7M | $4.0M | -$57.6M | -$125.6M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | -1435.8% | -1765.8% | -59.4% | -1385.1% | -1099.1% | -1408.9% | -25.7% | -6156.8% |
Company news
Jun 19, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | Advani Loveen· Chief Financial Officer | Tax withholding | 2,510 | $30.19 | $75,776.90 | filing |
| 2026-07-01 | Advani Loveen· Chief Financial Officer | Option exercise | 9,167 | $0.00 | $0.00 | filing |
| 2026-06-30 | Advani Loveen· Chief Financial Officer | Tax withholding | 2,510 | $27.48 | $68,974.80 | filing |
| 2026-06-30 | Advani Loveen· Chief Financial Officer | Option exercise | 9,167 | $0.00 | $0.00 | filing |
| 2026-06-11 | FRATER HUGH R | Buy | 5,150 | $24.34 | $125,351.00 | filing |
| 2026-06-09 | Massenet Arnaud | Option exercise | 11,327 | $0.00 | $0.00 | filing |
| 2026-06-09 | FRATER HUGH R | Option exercise | 1,176 | $0.00 | $0.00 | filing |
| 2026-06-09 | Farello Michael J. | Option exercise | 11,327 | $0.00 | $0.00 | filing |
| 2026-06-09 | Talwar Harit | Option exercise | 20,191 | $0.00 | $0.00 | filing |
| 2026-06-09 | Barse David Michael | Option exercise | 10,389 | $0.00 | $0.00 | filing |
| 2026-06-09 | MENON BHASKAR | Option exercise | 12,388 | $0.00 | $0.00 | filing |
| 2026-06-09 | Narasimhan Prabhu | Option exercise | 11,327 | $0.00 | $0.00 | filing |
| 2026-05-22 | Talwar Harit | Buy | 5,000 | $25.34 | $126,696.00 | filing |
| 2026-05-21 | Garg Vishal· Chief Executive Officer | Buy | 15,600 | $24.89 | $388,327.68 | filing |
| 2026-05-20 | Garg Vishal· Chief Executive Officer | Buy | 15,000 | $25.00 | $375,000.00 | filing |
| 2026-05-20 | Garg Vishal· Chief Executive Officer | Buy | 600 | $24.99 | $14,994.00 | filing |
| 2026-05-18 | Garg Vishal· Chief Executive Officer | Buy | 6,510 | $25.00 | $162,750.00 | filing |
| 2026-05-18 | Garg Vishal· Chief Executive Officer | Buy | 3,900 | $24.74 | $96,486.00 | filing |
| 2026-05-18 | Garg Vishal· Chief Executive Officer | Buy | 3,333 | $24.71 | $82,358.43 | filing |
| 2026-05-18 | Garg Vishal· Chief Executive Officer | Buy | 1,257 | $24.99 | $31,412.43 | filing |
| 2026-05-18 | Garg Vishal· Chief Executive Officer | Buy | 600 | $24.97 | $14,982.00 | filing |
| 2026-05-12 | Advani Loveen· Chief Financial Officer | Buy | 400 | $30.55 | $12,220.00 | filing |
| 2026-05-11 | Advani Loveen· Chief Financial Officer | Buy | 100 | $31.25 | $3,125.00 | filing |
| 2026-05-08 | Talwar Harit | Buy | 3,000 | $30.43 | $91,290.00 | filing |
| 2026-05-08 | Smith Chad M.· Pres & COO, Better Mortgage | Sale | 1,366 | $29.81 | $40,725.65 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.