BayFirst Financial Corp.
BAFNNasdaq
$5.72
↓ -0.5%Jul 17 close · end-of-day
Price
1Y↓ -47.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$23.5M
Enterprise Value
-$111.0M
P/E
—
P/S
—
P/B
0.3
EV/EBITDA
—
PEG
—
FCF Yield
883.9%
Dividend Yield
—
Revenue (TTM)
—
Net Income (TTM)
-$28.3M
Free Cash Flow (TTM)
$207.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
-34.5%
ROIC
—
Debt / Equity
—
Net Cash
$134.5M
Return 1Y
-47.6%
Company profile
N/A
- CEO
- Anthony N. Leo
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 640
- Headquarters
- Florida
- Website
- firsthomebank.com
Management & directors
- Mckim Scott JosephEVP, Chief Financial Officer
- Oliver Robin LeighPresident, COO
- Tudor Rhonda SSVP, Chief Accounting Officer
- Zernick Thomas GerardCEO
Roles derived from SEC Form 4 filings.
Earnings
BAFN Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS-$1.48↑ +770.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $12.7M | $24.6M | -$349,000.00 | $5.7M | $12.6M | -$22.9M |
| Diluted EPS | $3.01 | $5.91 | -$0.22 | $1.12 | $2.62 | -$5.93 |
| Operating cash flow | -$107.8M | $495.4M | $440.3M | $454.8M | $390.5M | $285.3M |
| Free cash flow | -$110.9M | $482.3M | $432.2M | $447.2M | $388.8M | $285.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $866,000.00 | $1.1M | $9.8M | -$335,000.00 | -$1.2M | -$18.9M | -$2.5M | -$5.7M |
| Diluted EPS | $0.12 | $0.18 | $2.21 | -$0.17 | -$0.39 | -$4.66 | -$0.71 | -$1.48 |
| Operating cash flow | $78.8M | $90.8M | $97.5M | $74.2M | $63.3M | $47.3M | $100.5M | -$3.2M |
| Free cash flow | $78.4M | $90.5M | $97.4M | $74.1M | $63.1M | $47.3M | $100.5M | -$3.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 30, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-15 | LEO ANTHONY N | Tax withholding | 138 | $6.49 | $895.62 | filing |
| 2026-05-15 | Saravanos Anthony | Tax withholding | 138 | $6.49 | $895.62 | filing |
| 2026-05-15 | Berset Derek Steven | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | Spoor Bradly William | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | Politis Christos | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | Berset Mark S | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | Harris Alexander Octavius | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | WuDunn Sheryl | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | Deloach Dennis Reppard III | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-15 | Zipperian Barbara J | Tax withholding | 99 | $6.49 | $642.51 | filing |
| 2026-05-07 | Zernick Thomas Gerard | J | 227 | $6.61 | $1,500.00 | filing |
| 2026-05-07 | McKim Scott Joseph· EVP, Chief Financial Officer | J | 45 | $6.61 | $300.00 | filing |
| 2026-05-07 | Oliver Robin Leigh· President, COO | J | 45 | $6.61 | $300.00 | filing |
| 2026-02-19 | McKim Scott Joseph· EVP, Chief Financial Officer | J | 1 | $6.64 | $5.52 | filing |
| 2026-02-19 | Zernick Thomas Gerard | J | 0 | $6.64 | $1.49 | filing |
| 2026-02-19 | LEO ANTHONY N | J | 0 | $6.64 | $1.44 | filing |
| 2026-02-19 | Oliver Robin Leigh· President, COO | J | 0 | $6.64 | $1.11 | filing |
| 2026-02-05 | Zernick Thomas Gerard· CEO | J | 249 | $6.02 | $1,500.00 | filing |
| 2026-02-05 | McKim Scott Joseph· EVP, Chief Financial Officer | J | 50 | $6.02 | $300.00 | filing |
| 2026-02-05 | Oliver Robin Leigh· President, COO | J | 50 | $6.02 | $300.00 | filing |
| 2026-02-05 | Tudor Rhonda S· SVP, Chief Accounting Officer | J | 17 | $6.02 | $100.00 | filing |
| 2026-02-03 | Zernick Thomas Gerard· CEO | Tax withholding | 890 | $6.65 | $5,918.50 | filing |
| 2026-02-03 | Oliver Robin Leigh· President, COO | Tax withholding | 134 | $6.65 | $891.10 | filing |
| 2026-02-03 | McKim Scott Joseph· EVP, Chief Financial Officer | Tax withholding | 89 | $6.65 | $591.85 | filing |
| 2026-01-27 | Oliver Robin Leigh· President, COO | Tax withholding | 119 | $6.74 | $802.06 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.