AMERISERV FINANCIAL INC /PA/
ASRVNasdaq
$3.90
↑ +0.3%Jul 17 close · end-of-day
Price
1Y↑ +27.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$66.0M
Enterprise Value
$66.0M
P/E
11.8
P/S
4.5
P/B
0.5
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
3.1%
Revenue (TTM)
$14.8M
Net Income (TTM)
$5.5M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
37.2%
ROE
4.5%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+30.5%
Company profile
AmeriServ Financial Bank provides various consumer, mortgage, and commercial financial products. The company operates through a network of 17 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland.
- CEO
- Jeffrey A. Stopko
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 320
- Headquarters
- Pennsylvania
- Website
- ameriserv.com
Management & directors
- Finui David APres. ASRV Wealth & Cap. Mgmt.
- Stopko Jeffrey APresident & CEO ASRV & Bank
- Lynch Michael DEVP & CFO
Roles derived from SEC Form 4 filings.
Earnings
ASRV Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$3.6M↑ +4.1%
Diluted EPS$0.11↓ -8.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $12.8M | $15.0M | $14.7M | $14.5M | $15.6M | $14.6M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $4.6M | $7.1M | $7.4M | -$3.3M | $3.6M | $5.6M |
| Diluted EPS | $0.27 | $0.41 | $0.43 | -$0.20 | $0.21 | $0.34 |
| Operating cash flow | -$1.4M | $9.9M | $5.2M | $6.3M | $2.7M | $3.2M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 35.9% | 47.2% | 50.5% | -23.1% | 23.1% | 38.3% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.9M | $3.9M | $3.8M | $3.5M | $3.6M | $3.7M | $3.9M | $3.6M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$375,000.00 | $1.2M | $889,000.00 | $1.9M | -$282,000.00 | $2.5M | $1.4M | $1.8M |
| Diluted EPS | -$0.02 | $0.07 | $0.05 | $0.12 | -$0.02 | $0.15 | $0.09 | $0.11 |
| Operating cash flow | $1.7M | -$235,000.00 | $3.4M | $599,000.00 | -$62,000.00 | $1.4M | $1.2M | $356,000.00 |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | -9.7% | 30.5% | 23.3% | 55.0% | -7.8% | 69.5% | 36.9% | 49.7% |
Company news
Apr 27, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-02 | ADAMS J MICHAEL JR | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-06-02 | Bloomingdale Richard W. | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-06-02 | Bradley Amy | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-06-02 | Hickton David J. | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-06-02 | KUNKLE KIM W | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-06-02 | Onorato Daniel A. | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-06-02 | PASQUERILLA MARK E | Award | 7,250 | $3.79 | $27,499.25 | filing |
| 2026-05-18 | KUNKLE KIM W | Award | 921 | $3.92 | $3,613.54 | filing |
| 2026-05-18 | Onorato Daniel A. | Award | 434 | $3.92 | $1,702.80 | filing |
| 2026-05-18 | KUNKLE KIM W | Award | 305 | $3.92 | $1,196.67 | filing |
| 2026-05-18 | Bloomingdale Richard W. | Award | 222 | $3.92 | $871.02 | filing |
| 2026-05-18 | Hickton David J. | Award | 196 | $3.92 | $769.01 | filing |
| 2026-05-18 | KUNKLE KIM W | Award | 69 | $3.92 | $270.72 | filing |
| 2026-05-18 | FINUI DAVID A· Pres. ASRV Wealth & Cap. Mgmt. | Award | 9 | $3.92 | $35.31 | filing |
| 2026-05-05 | STOPKO JEFFREY A· President & CEO ASRV & Bank | Buy | 3,000 | $3.85 | $11,550.00 | filing |
| 2026-02-17 | KUNKLE KIM W | Award | 934 | $3.84 | $3,582.73 | filing |
| 2026-02-17 | Onorato Daniel A. | Award | 440 | $3.84 | $1,687.80 | filing |
| 2026-02-17 | KUNKLE KIM W | Award | 310 | $3.84 | $1,189.13 | filing |
| 2026-02-17 | Bloomingdale Richard W. | Award | 226 | $3.84 | $866.91 | filing |
| 2026-02-17 | Hickton David J. | Award | 199 | $3.84 | $763.34 | filing |
| 2026-02-17 | KUNKLE KIM W | Award | 70 | $3.84 | $268.51 | filing |
| 2026-02-17 | FINUI DAVID A· Pres. ASRV Wealth & Cap. Mgmt. | Award | 9 | $3.84 | $34.52 | filing |
| 2026-01-23 | Lynch Michael D· EVP & CFO | Option exercise | 3,000 | $2.96 | $8,880.00 | filing |
| 2025-11-17 | KUNKLE KIM W | Award | 1,080 | $3.28 | $3,543.48 | filing |
| 2025-11-17 | Onorato Daniel A. | Award | 509 | $3.28 | $1,670.03 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.