AFLAC INC
AFLNYSE · SIC 6321
$124.72
↑ +1.4%Jul 17 close · end-of-day
Price
1Y↑ +25.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$64.2B
Enterprise Value
$58.5B
P/E
14.3
P/S
3.5
P/B
2.1
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
1.9%
Revenue (TTM)
$18.1B
Net Income (TTM)
$4.6B
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
25.6%
ROE
15.5%
ROIC
—
Debt / Equity
—
Net Cash
$5.7B
Return 1Y
+25.6%
Company profile
Aflac Incorporated provides supplemental health and life insurance products in Japan and the U.S. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Georgia.
- CEO
- Daniel P. Amos
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 12,400
- Headquarters
- Georgia
- Website
- aflac.com
Management & directors
- Beaver Steven KentEVP, CFO Aflac Japan
- Lake Charles D IiChairman & Rep. Director, ALIJ
- Koide MasatoshiPres. and Rep. Director, ALIJ
- Amos Daniel PChairman of the Board, CEO
- Tillman Audrey BSr. Executive Vice President
- Broden MaxSr. EVP, CFO
- Dyslin Bradley EugeneExecutive Vice President
- Miller Virgil RaynardPresident, Aflac Inc. and U.S.
- Blackmon Robin LittrellSVP, Chief Accounting Officer
- Simard Frederic Jean GuyEVP, COO & CFO, Aflac U.S.
Roles derived from SEC Form 4 filings.
Earnings
Next earnings · estimated2026-07-29
AFL Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$4.3B↑ +27.9%
Diluted EPS$1.98↑ +3860.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $22.1B | $21.6B | $19.1B | $18.7B | $18.9B | $17.2B |
| Gross profit | — | — | — | — | — | — |
| Operating income | $4.4B | $4.9B | $4.2B | — | — | — |
| Net income | $4.8B | $4.2B | $4.4B | $4.7B | $5.4B | $3.6B |
| Diluted EPS | $6.67 | $6.25 | $6.93 | $7.78 | $9.63 | $6.82 |
| Operating cash flow | $6.0B | $5.1B | $3.9B | $3.2B | $2.7B | $2.6B |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | 19.9% | 22.9% | 21.7% | — | — | — |
| Net margin | 21.6% | 19.6% | 23.1% | 24.9% | 28.8% | 21.2% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.1B | $2.9B | $5.4B | $3.4B | $4.2B | $4.7B | $4.9B | $4.3B |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $1.8B | -$93.0M | $1.9B | $29.0M | $599.0M | $1.6B | $1.4B | $1.0B |
| Diluted EPS | $3.10 | -$0.17 | $3.45 | $0.05 | $1.11 | $3.08 | $2.58 | $1.98 |
| Operating cash flow | $255.0M | $1.3B | $333.0M | $589.0M | $399.0M | $1.3B | $315.0M | $968.0M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 34.2% | -3.2% | 35.2% | 0.9% | 14.4% | 34.6% | 28.3% | 23.4% |
Company news
Jul 20, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-22 | Japan Post Holdings Co., Ltd. | Sale | 23,416 | $116.57 | $2.7M | filing |
| 2026-06-22 | MOSKOWITZ JOSEPH L | Sale | 7,770 | $116.54 | $905,539.11 | filing |
| 2026-06-22 | MOSKOWITZ JOSEPH L | Option exercise | 20,303 | $44.59 | $905,310.77 | filing |
| 2026-06-22 | MOSKOWITZ JOSEPH L | Sale | 4,600 | $116.54 | $536,084.00 | filing |
| 2026-06-22 | Japan Post Holdings Co., Ltd. | Sale | 4,429 | $117.46 | $520,230.34 | filing |
| 2026-06-18 | Japan Post Holdings Co., Ltd. | Sale | 2,700 | $117.11 | $316,197.00 | filing |
| 2026-06-18 | Japan Post Holdings Co., Ltd. | Sale | 600 | $116.06 | $69,636.00 | filing |
| 2026-06-17 | Japan Post Holdings Co., Ltd. | Sale | 25,382 | $116.59 | $3.0M | filing |
| 2026-06-17 | Japan Post Holdings Co., Ltd. | Sale | 918 | $117.34 | $107,718.12 | filing |
| 2026-06-16 | Japan Post Holdings Co., Ltd. | Sale | 21,716 | $117.24 | $2.5M | filing |
| 2026-06-16 | Japan Post Holdings Co., Ltd. | Sale | 8,284 | $117.79 | $975,772.36 | filing |
| 2026-06-15 | Japan Post Holdings Co., Ltd. | Sale | 28,102 | $117.15 | $3.3M | filing |
| 2026-06-15 | Japan Post Holdings Co., Ltd. | Sale | 698 | $117.87 | $82,273.26 | filing |
| 2026-06-12 | Japan Post Holdings Co., Ltd. | Sale | 46,646 | $117.84 | $5.5M | filing |
| 2026-06-12 | Japan Post Holdings Co., Ltd. | Sale | 5,369 | $116.76 | $626,884.44 | filing |
| 2026-06-12 | Japan Post Holdings Co., Ltd. | Sale | 985 | $118.31 | $116,535.35 | filing |
| 2026-06-11 | Japan Post Holdings Co., Ltd. | Sale | 26,232 | $117.69 | $3.1M | filing |
| 2026-06-11 | Japan Post Holdings Co., Ltd. | Sale | 22,268 | $116.62 | $2.6M | filing |
| 2026-06-10 | Japan Post Holdings Co., Ltd. | Sale | 21,703 | $117.16 | $2.5M | filing |
| 2026-06-10 | Japan Post Holdings Co., Ltd. | Sale | 4,797 | $116.25 | $557,651.25 | filing |
| 2026-06-09 | Japan Post Holdings Co., Ltd. | Sale | 7,238 | $115.21 | $833,889.98 | filing |
| 2026-06-09 | Japan Post Holdings Co., Ltd. | Sale | 5,463 | $115.71 | $632,123.73 | filing |
| 2026-06-09 | Japan Post Holdings Co., Ltd. | Sale | 99 | $116.51 | $11,534.49 | filing |
| 2026-06-08 | Japan Post Holdings Co., Ltd. | Sale | 9,736 | $115.70 | $1.1M | filing |
| 2026-06-08 | Japan Post Holdings Co., Ltd. | Sale | 3,314 | $116.73 | $386,843.22 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.