Affinity Bancshares, Inc.
AFBINasdaq
$22.74
↑ +0.2%Jul 17 close · end-of-day
Price
1Y↑ +21.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$143.2M
Enterprise Value
$53.8M
P/E
16.6
P/S
—
P/B
1.1
EV/EBITDA
—
PEG
2.5
FCF Yield
9.6%
Dividend Yield
—
Revenue (TTM)
—
Net Income (TTM)
$8.8M
Free Cash Flow (TTM)
$13.8M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
6.8%
ROIC
—
Debt / Equity
—
Net Cash
$89.4M
Return 1Y
+21.9%
Company profile
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also invests in U.S. treasury securities; securities issued by the government and its agencies, or government sponsored enterprises.
- CEO
- Edward J. Cooney
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 100
- Headquarters
- Georgia
- Website
- myaffinitybank.com
Management & directors
- Nelson ClarkEVP and CCO
- Pajot Brandi CSVP - Chief Financial Officer
- Vickers RobertChief Operations Officer
Roles derived from SEC Form 4 filings.
Earnings
AFBI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.36↑ +28.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $3.1M | $7.6M | $7.1M | $6.4M | $5.4M | $8.3M |
| Diluted EPS | $0.41 | $1.09 | $1.06 | $0.98 | $0.83 | $1.29 |
| Operating cash flow | $1.4M | $11.9M | $7.6M | $7.9M | $6.8M | $11.6M |
| Free cash flow | $920,000.00 | $11.0M | $6.2M | $7.3M | $6.4M | $11.2M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $1.0M | $1.7M | $1.3M | $1.8M | $2.2M | $2.2M | $2.1M | $2.3M |
| Diluted EPS | $0.16 | $0.26 | $0.21 | $0.28 | $0.33 | $0.34 | $0.34 | $0.36 |
| Operating cash flow | $619,000.00 | $4.1M | $865,000.00 | $1.9M | $3.8M | $3.7M | $2.3M | $4.4M |
| Free cash flow | $489,000.00 | $4.0M | $842,000.00 | $1.8M | $3.7M | $3.6M | $2.2M | $4.4M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 1, 2026
May 27, 2026
May 25, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | Nelson Clark· EVP and CCO | Tax withholding | 440 | $22.60 | $9,944.00 | filing |
| 2025-11-16 | Nelson Clark· EVP and CCO | Tax withholding | 1,400 | $19.36 | $27,104.00 | filing |
| 2025-11-16 | Pajot Brandi C· SVP - Chief Financial Officer | Tax withholding | 274 | $19.36 | $5,304.64 | filing |
| 2025-11-16 | Vickers Robert· Chief Operations Officer | Tax withholding | 192 | $19.36 | $3,717.12 | filing |
| 2025-08-25 | Vickers Robert· Chief Operations Officer | Sale | 7,565 | $19.47 | $147,290.55 | filing |
| 2025-07-28 | Pajot Brandi C· SVP - Chief Financial Officer | Tax withholding | 275 | $19.37 | $5,326.75 | filing |
| 2025-07-01 | Nelson Clark· EVP and CCO | Tax withholding | 548 | $18.40 | $10,083.20 | filing |
Latest 7 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.