ACNB CORP
ACNBNasdaq
$60.45
↓ -2.4%Jul 17 close · end-of-day
Price
1Y↑ +46.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$626.6M
Enterprise Value
$812.2M
P/E
12.2
P/S
3.2
P/B
1.5
EV/EBITDA
—
PEG
—
FCF Yield
12.5%
Dividend Yield
2.4%
Revenue (TTM)
$198.9M
Net Income (TTM)
$51.0M
Free Cash Flow (TTM)
$78.6M
Gross Margin
—
Operating Margin
—
Net Margin
25.7%
ROE
12.0%
ROIC
—
Debt / Equity
0.7
Net Cash
-$185.6M
Return 1Y
+44.7%
Company profile
ACNB Corporation provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company operates through a network of 19 community banking offices located in Pennsylvania, Maryland, Pennsylvania, and Maryland.
- CEO
- James P. Helt
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 400
- Headquarters
- Pennsylvania
- Website
- acnb.com
Management & directors
- Helt JamesPresident & CEO
- Hayes Kevin JSVP/Secretary & Gen. Counsel
- Weber Jason HEVP, Treasurer & CFO
Roles derived from SEC Form 4 filings.
Earnings
ACNB Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$50.5M↑ +16.2%
Diluted EPS$1.32↓ -4500.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | $108.9M | $115.1M | $132.2M | $191.8M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $18.4M | $27.8M | $35.8M | $31.7M | $31.8M | $37.1M |
| Diluted EPS | — | — | $4.15 | $3.71 | $3.73 | $3.60 |
| Operating cash flow | $25.5M | $42.1M | $39.2M | $40.6M | $39.8M | $53.6M |
| Free cash flow | $24.4M | $40.5M | $37.4M | $39.4M | $38.8M | $52.6M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | 32.8% | 27.5% | 24.1% | 19.3% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $33.3M | $34.1M | $33.2M | $43.5M | $50.3M | $50.9M | $47.2M | $50.5M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $11.3M | $7.2M | $6.6M | -$272,000.00 | $11.6M | $14.9M | $10.8M | $13.7M |
| Diluted EPS | $1.32 | $0.84 | $0.77 | -$0.03 | $1.11 | $1.42 | $1.10 | $1.32 |
| Operating cash flow | $9.7M | $13.6M | $5.7M | -$1.3M | $19.0M | $23.2M | $12.8M | $24.3M |
| Free cash flow | $9.4M | $13.3M | $5.3M | -$2.0M | $18.9M | $22.8M | $12.6M | $24.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 33.9% | 21.1% | 19.9% | -0.6% | 23.2% | 29.2% | 22.9% | 27.1% |
Company news
Jun 8, 2026
Jun 2, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-15 | Seibel Donald Arthur Jr | Award | 243 | $56.51 | $13,750.00 | filing |
| 2026-06-15 | Polli John M. | Award | 243 | $56.51 | $13,750.00 | filing |
| 2026-06-15 | Chiaruttini Alexandra C | Award | 243 | $56.51 | $13,750.00 | filing |
| 2026-06-15 | Stock Alan J | Award | 243 | $56.51 | $13,750.00 | filing |
| 2026-06-15 | Newell Donna M | Award | 243 | $56.51 | $13,750.00 | filing |
| 2026-06-15 | Herring Todd L | Award | 243 | $56.51 | $13,750.00 | filing |
| 2026-06-15 | Lott James J | Award | 182 | $56.51 | $10,300.00 | filing |
| 2026-06-15 | ELSNER FRANK III | Award | 182 | $56.51 | $10,300.00 | filing |
| 2026-06-15 | Carson Elizabeth F. | Award | 182 | $56.51 | $10,300.00 | filing |
| 2026-06-15 | Chaney Kimberly S | Award | 182 | $56.51 | $10,300.00 | filing |
| 2026-06-15 | Draganosky Eugene J. | Award | 182 | $56.51 | $10,300.00 | filing |
| 2026-06-15 | ELSNER FRANK III | Award | 4 | $56.51 | $250.00 | filing |
| 2026-03-13 | HELT JAMES· President & CEO | Award | 8,419 | $46.42 | $390,830.00 | filing |
| 2026-03-13 | Weber Jason H· EVP, Treasurer & CFO | Award | 3,442 | $46.42 | $159,776.00 | filing |
| 2026-03-13 | Laub Laurie A | Award | 3,278 | $46.42 | $152,146.00 | filing |
| 2026-03-13 | FULK BRETT D | Award | 3,239 | $46.42 | $150,368.00 | filing |
| 2026-03-13 | Seibel Douglas A | Award | 3,132 | $46.42 | $145,384.00 | filing |
| 2026-03-13 | Berwager Emily E | Award | 1,734 | $46.42 | $80,500.00 | filing |
| 2026-03-13 | Hayes Kevin J· SVP/Secretary & Gen. Counsel | Award | 1,694 | $46.42 | $78,650.00 | filing |
| 2026-03-13 | Bradley Andrew A | Award | 1,672 | $46.42 | $77,604.00 | filing |
| 2026-03-13 | HELT JAMES· President & CEO | Tax withholding | 800 | $46.42 | $37,115.82 | filing |
| 2026-03-13 | Laub Laurie A | Tax withholding | 374 | $46.42 | $17,354.77 | filing |
| 2026-03-13 | Weber Jason H· EVP, Treasurer & CFO | Tax withholding | 330 | $46.42 | $15,306.55 | filing |
| 2026-03-13 | FULK BRETT D | Tax withholding | 315 | $46.42 | $14,630.83 | filing |
| 2026-03-13 | Seibel Douglas A | Tax withholding | 297 | $46.42 | $13,806.62 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.